665 Merit Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 665 Merit Dr, San Marcos, CA 92078

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,211 sqft · built 2017
Lot Size	0.563 acres (24,563 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Nov 2020)
Tax Bill	$12,057 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Nov 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`222-173-03-02`

Property Details

APN / Parcel Number

Primary APN	`222-173-03-02`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,211 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	24,563 sqft (0.563 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	665 MERIT DR
City	SAN MARCOS
State	CA
Zip	92078-1403
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 3 US 135 PER DOC17-0526948&UND INT IN TR 016159
Legal Subdivision	RANCHO CORONADO VILLAGE M 15-
Legal Tract	016159
Legal Block	4
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	20044

Owner

665 Merit Dr, a condominium, is owned and occupied by two individuals who bought it in November 2020.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	665 MERIT DR, SAN MARCOS, CA 92078-1403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 19, 2020	Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP
Feb 28, 2020	Quit Claim Deed, Transfer LAWYERS TITLE
Feb 28, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Feb 28, 2020	Quit Claim Deed, Transfer LAWYERS TITLE-OC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2020 · Amount on File
Deed Sale	Nov 19, 2020 · Amount on File
Prior Sale	Jan 12, 2018 · Amount on File
Deed Document Number	2020734287
Prior Transfer Date	Feb 24, 2020
Prior Transfer Doc	0000104967
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	665 MERIT DR, SAN MARCOS, CA 92078-1403
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 MERIT DR, SAN MARCOS, CA 92078-1403

Mortgage

Document Number	0000055298
Date	Mar 3, 2023
Instrument	2023-0055298

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Dec 1, 2050

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 19, 2020
Property Address	665 MERIT DR, SAN MARCOS, CA 92078-1403
Document Number	0000734287
Map Reference	MAP 16159
Instrument Date	Nov 5, 2020
Instrument	2020-0734287
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	665 MERIT DR, SAN MARCOS, CA 92078-1403

Mortgage

Document Number	0000734288
Date	Nov 19, 2020
Instrument	2020-0734288

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2020
Property Address	665 MERIT DR, SAN MARCOS, CA 92078-1403
Document Number	0000104966
Instrument Date	Feb 27, 2020
Instrument	104966
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	665 MERIT DR SAN MARCOS CA 920781403, SAN MARCOS, CA 92078-1403

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2020
Property Address	665 MERIT DR, SAN MARCOS, CA 92078-1403
Document Number	0000104967
Instrument Date	Feb 18, 2020
Instrument	104967
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	LAWYERS TITLE-OC

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	665 MERIT DR SAN MARCOS CA 920781403, SAN MARCOS, CA 92078-1403

Mortgage

Document Number	104968
Date	Feb 28, 2020
Instrument	104968

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2020
Property Address	665 MERIT DR, SAN MARCOS, CA 92078-1403
Document Number	0000104969
Instrument Date	Feb 18, 2020
Instrument	104969
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	LAWYERS TITLE-OC

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	665 MERIT DR SAN MARCOS CA 920781403, SAN MARCOS, CA 92078-1403

Tax Assessment & Valuation

The 2025 property tax bill for 665 Merit Dr was $12,057 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$844,618 (+2%) Land $397,347 Building $447,271
2025	$12,057.00 Homeowner's exemption	$828,057 Land $389,556 Building $438,501
2023	$11,244.00 (+2.12%) Homeowner's exemption	$795,904 Land $374,430 Building $421,474
2022	$11,011.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 665 Merit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 665 Merit Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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