669 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 669 Jefferson Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 924 sqft · built 1956
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Oct 2022)
Tax Bill	$5,208 (2025)
Deeds & Mortgages	Oct 2022 Sale Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-477-004`

Property Details

APN / Parcel Number

Primary APN	`06-12-477-004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	924 sqft
Basement Area	924 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	669 JEFFERSON AVE
City	ELGIN
State	IL
Zip	60120-3969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTONS ADDN WEST 35 FT LOT 1 & EAST 15 FT LOT 2 BLOCK 3
Legal Subdivision	PRESTONS ADDN
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4009
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	669 JEFFERSON AVE, ELGIN, IL 60120-3969
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 12, 2017	Quit Claim Deed, Transfer · FHA Mortgage SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Jun 12, 2014 · Amount on Record
Deed Document Number	202251192
Prior Transfer Date	Jun 20, 2017
Prior Transfer Doc	0000035701
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 19, 2022
Property Address	669 JEFFERSON AVE, ELGIN, IL 60120-3969
Document Number	0000051192
Instrument Date	Oct 14, 2022
Instrument	2022K051192
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	669 JEFFERSON AVE, ELGIN, IL 60120-3969

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 12, 2017
Property Address	669 JEFFERSON AVE, ELGIN, IL 60120-3969
Document Number	0000035701
Instrument Date	Jun 20, 2017
Instrument	35701
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	669 JEFFERSON AVE ELGIN IL 601203969, ELGIN, IL 60120-3969

Mortgage

Document Number	35702
Date	Jul 12, 2017
Instrument	35702

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 11, 2032

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,208.00 (+15.81%) Homeowner's exemption	$76,268 (+8.57%) Land $15,843 Building $60,425	$228,896 (+8.57%) Land $47,548 Building $181,348
2024		$70,247 (+21.39%) Land $14,592 Building $55,655	$210,825 (+21.44%) Land $43,794 Building $167,032
2022	$4,497.00 (+4.8%) Homeowner's exemption	$57,868 (+6.96%) Land $12,021 Building $45,847	$173,604 (+6.96%) Land $36,063 Building $137,541
2021	$4,291.00 Homeowner's exemption	$54,103 Land $11,239 Building $42,864	$162,309 Land $33,717 Building $128,592

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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