653 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 653 Jefferson Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,087 sqft · built 1915
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$6,360 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-477-001`

Property Details

APN / Parcel Number

Primary APN	`06-12-477-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	5 Stories
Building Area	1,087 sqft Living Area
Gross Area	1,812 sqft
Basement Area	725 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	653 JEFFERSON AVE
City	ELGIN
State	IL
Zip	60120-3969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTONS ADDN LOT 4 BLOCK 3
Legal Subdivision	PRESTONS ADDN
Legal Block	3
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4009
Census Tract	850800

Owner

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19N045 HARMONY RD, HAMPSHIRE, IL 60140-8383
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2021
Deed Sale	Feb 16, 2021
Prior Sale	Jun 14, 2013 · Amount on Record
Deed Document Number	202112316
Prior Transfer Date	Dec 29, 2020
Prior Transfer Doc	0000012316
Record Updated	Sep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 16, 2021
Property Address	653 JEFFERSON AVE, ELGIN, IL 60120-3969
Document Number	0000012316
Instrument Date	Dec 29, 2020
Instrument	2021K012316
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 N MCLEAN BLVD, 225, KANE, IL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19N045 HARMONY RD, HAMPSHIRE, IL 60140-8383

Mortgage

Document Number	0000012361
Date	Feb 16, 2021
Instrument	2021K012361

Lender

Name	DMI MORTGAGE SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,360.00 (+28.1%)	$83,375 (+8.57%) Land $20,924 Building $62,451	$250,225 (+8.57%) Land $62,797 Building $187,428
2024		$76,793 (+21.39%) Land $19,272 Building $57,521	$230,471 (+21.44%) Land $57,839 Building $172,632
2022	$4,965.00 (+4.72%) Homeowner's exemption	$63,260 (+6.96%) Land $15,876 Building $47,384	$189,780 (+6.96%) Land $47,628 Building $142,152
2021	$4,741.00 Homeowner's exemption	$59,144 Land $14,843 Building $44,301	$177,432 Land $44,529 Building $132,903

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Jefferson Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures