669 Gemstone Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 669 Gemstone Dr, San Marcos, CA 92078

Property Summary

Property TypeCondominium
Details4 bd · 3 ba · 2,458 sqft · built 2019
Owner2 Individual Names on Record
Last Sale$712,000 (Apr 2019)
Tax Bill$11,857 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN222-173-05-02

Property Details

APN / Parcel Number

Primary APN222-173-05-02

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,458 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address669 GEMSTONE DR
CitySAN MARCOS
StateCA
Zip92078-1409
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSPECIFIC P
Legal DescriptionLOT 25 US 86 PER DOC18-0228691&UND INT IN PHASE 8 TR 016159
Legal SubdivisionRANCHO CORONADO VILLAGE M #15-
Legal Tract016159
Legal Block4
Legal Lot Number25
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4001
Census Tract20044

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address669 GEMSTONE DR, SAN MARCOS, CA 92078-1409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2019 · Amount on Record
Deed SaleApr 30, 2019 · Amount on Record
Deed Document Number2019157527
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address669 GEMSTONE DR, SAN MARCOS, CA 92078-1409
Transaction TypeMortgage
Record UpdatedJul 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address669 GEMSTONE DR, SAN MARCOS, CA 92078-1409

Mortgage

Document Number0000461416
DateJun 24, 2021
Instrument2021-0461416
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$810,128 (+2%) Land $341,347 Building $468,781
2025$11,857.00 (+7.17%)$794,244 (+4.04%) Land $334,654 Building $459,590
2023$11,064.00 (+2.12%)$763,405 Land $321,660 Building $441,745
2022$10,834.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Spectrum
Cable
1,000 / 50
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: Verizon.

Nearby Properties on Gemstone Dr

Nearby Streets

Search Property Records by Address or Parcel Number