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663 Gemstone Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 663 Gemstone Dr, San Marcos, CA 92078

Property Summary

Property TypeCondominium
Details4 bd · 3 ba · 2,458 sqft · built 2018
OwnerIndividual Name on Record
Last Sale$1,311,000 (Jun 2024)
Tax Bill$18,060 (2025)
Deeds & MortgagesSep 2025 Mortgage
Aug 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN222-173-08-05

Property Details

APN / Parcel Number

Primary APN222-173-08-05

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,458 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address663 GEMSTONE DR
CitySAN MARCOS
StateCA
Zip92078-1409
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSPECIFIC P
Legal DescriptionLOT 28 US 83 PER DOC18-0160207&UND INT IN PHASE 7 TR 016159
Legal Subdivision#15-006 RHO CORONADO VILLAGE M
Legal Tract016159
Legal Block4
Legal Lot Number28
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4001
Census Tract20044

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6644 BROOKITE CT, CARLSBAD, CA 92009-1734
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Aug 23, 2023Intrafamily Transfer, Transfer
Jul 31, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 7, 2019Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2024 · Amount on Record
Deed SaleJun 11, 2024 · Amount on Record
Prior SaleDec 14, 2018 · Amount on Record
Deed Document Number2024147016
Prior Transfer DateJun 8, 2024
Prior Transfer Doc0000147015
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address663 GEMSTONE DR, SAN MARCOS, CA 92078-1409
Transaction TypeMortgage
Record UpdatedOct 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address663 GEMSTONE DR, SAN MARCOS, CA 92078-1409

Mortgage

Document Number0000265610
DateSep 24, 2025
Instrument2025-0265610
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 23, 2023
Property Address663 GEMSTONE DR, SAN MARCOS, CA 92078-1409
Document Number0000229485
Map ReferenceDOC 2018-160207
Instrument DateAug 9, 2023
Instrument2023-0229485
Transaction TypeTransfer
Record UpdatedAug 31, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address663 GEMSTONE DR, SAN MARCOS, CA 92078-1409

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address663 GEMSTONE DR, SAN MARCOS, CA 92078-1409
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000421891
DateJul 31, 2020
Instrument2020-0421891
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address663 GEMSTONE DR, SAN MARCOS, CA 92078-1409
Document Number0000401023
Instrument DateSep 7, 2019
Transaction TypeMortgage
Record UpdatedSep 23, 2019
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address663 GEMSTONE DR SAN MARCOS CA 920781409, SAN MARCOS, CA 92078-1409

Mortgage

Document Number0000401023
DateSep 13, 2019
Instrument401023
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 12, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,363,964 (+2%) Land $832,320 Building $531,644
2025$18,060.00 (+60.28%)$1,337,220 (+76.06%) Land $816,000 Building $521,220
2024$11,268.00 (+21.93%)
2023$9,241.00 (+1.28%)$759,532 Land $321,660 Building $437,872
2022$9,124.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Spectrum
Cable		1,000 / 50
San Diego Broadband
Fixed Wireless		500 / 100

May also be available: Verizon.

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