Kenton County property record for 669 Garner Dr, Covington, KY 41015 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,218 sqft Finished Area |
| Lot Size | 27,878 sqft (0.639 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $65,650 (2016) |
| Tax Bill | $1,763.00 (2025) |
| Primary APN | 059-00-00-017.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,218 sqft Finished Area |
| Gross Area | 2,317 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 27,878 sqft (0.639 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0590000017.00 |
|---|---|
| Street Address | 669 GARNER DR |
| City | COVINGTON |
| State | KY |
| Zip | 41015-2324 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPANTON EARL LOT 12 & 30.94' LOT 13 LESS 0.186 AC REAR PARCEL |
| Legal Subdivision | SPANTON (EARL) |
| Legal Lot Number | 12,13 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 4 |
| Census Block | 4003 |
| Census Tract | 65300 |
Source: Kenton County records · APN 059-00-00-017.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 669 GARNER DR, COVINGTON, KY 41015-2324 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| May 22, 2017 | Warranty Deed, Transfer US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 21, 2016 · Amount on Record |
| Deed Sale | Dec 21, 2016 · Amount on Record |
| Prior Sale | Oct 17, 2016 · Amount on Record |
| Deed Doc Number | 0000000253 |
| Deed Book / Page | 0I3874 / 000198 |
| Last Transfer Date | May 22, 2017 |
| Transfer Doc | 0000000096 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 669 GARNER DR, COVINGTON, KY 41015-2324 |
| Document Number | 0000000043 |
| Instrument Date | Jun 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | ASSOCIATES TITLE |
| Name | Verified Name |
|---|---|
| Address | 669 GARNER DR COVINGTON KY 410152324, COVINGTON, KY 41015-2324 |
| Document Number | 0000000043 |
|---|---|
| Date | Jul 01, 2020 |
| Book Page | 000M64/000638 |
| Instrument | 43 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 30, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 22, 2017 |
| Property Address | 669 GARNER DR, COVINGTON, KY 41015-2324 |
| Document Number | 0000000096 |
| Book / Page | 0I3942 / 000099 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 96 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 669 GARNER DR COVINGTON KY 410152324, COVINGTON, KY 41015-2324 |
| Document Number | 97 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 0I3942/000101 |
| Instrument | 97 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 21, 2047 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,763.00 (-7.06%) | $178,000 (-) Land $20,000 Building $158,000 | $178,000 (-) Land $20,000 Building $158,000 |
| 2023 | $1,897.00 | $178,000 Land $20,000 Building $158,000 | $178,000 Land $20,000 Building $158,000 |
669 Garner Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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