Kenton County property record for 664 Garner Dr, Covington, KY 41015 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1962 |
| Square Footage | 1,026 sqft Finished Area |
| Lot Size | 10,454 sqft (0.239 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Tax Bill | $999.00 (2025) |
| Primary APN | 058-40-00-216.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,026 sqft Finished Area |
| Gross Area | 1,530 sqft Gross Area |
| Stories | 1 Story |
| Year Built | Built 1962 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Garage Type | Attached |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Old Parcel Number | 0584000216.00 |
|---|---|
| Street Address | 664 GARNER DR |
| City | COVINGTON |
| State | KY |
| Zip | 41015-2325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAY PT SEC 1 LOT 1 AND 0.24 ACS (100X100) NS GARNER DR |
| Legal Subdivision | GRAY (PT) |
| Legal Phase | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 65300 |
Source: Kenton County records · APN 058-40-00-216.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 664 GARNER DR, COVINGTON, KY 41015-2325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Jul 06, 2017 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 06, 2017 |
| Transfer Doc | 0000000165 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 664 GARNER DR, COVINGTON, KY 41015-2325 |
| Document Number | 0000000030 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 664 GARNER DR COVINGTON KY 410152325, COVINGTON, KY 41015-2325 |
| Document Number | 0000000030 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 000049/000403 |
| Instrument | 30 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 06, 2017 |
| Property Address | 664 GARNER DR, COVINGTON, KY 41015-2325 |
| Document Number | 0000000165 |
| Book / Page | 003965 / 000295 |
| Instrument Date | Jul 03, 2017 |
| Instrument | 165 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 765 STABLEWATCH DR INDEPENDENCE KY 410518334, INDEPENDENCE, KY 41051-8334 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $999.00 (-9.51%) Homeowner's exemption | $150,000 (-) Land $15,000 Building $135,000 | $150,000 (-) Land $15,000 Building $135,000 |
| 2023 | $1,104.00 Homeowner's exemption | $150,000 Land $15,000 Building $135,000 | $150,000 Land $15,000 Building $135,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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