6689 Bruce Rd, Celina, OH 45822 Property Records

Mercer County property record for 6689 Bruce Rd, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,954 sqft · built 1994
Lot Size0.475 acres (20,710 sqft)
OwnerIndividual Name on Record
Last Sale$548,333 (Oct 2025)
Tax Bill$3,958 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Oct 2025 Sale & Mortgage
+ 8 more
Flood ZoneZone X (minimal risk)
APN09-062100.0103

Property Details

APN / Parcel Number

Primary APN09-062100.0103
Alternative APN
  • 09-20-376-024

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,954 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area20,710 sqft (0.475 acres)
Lot Dimensions218 ft deep x 95 ft wide
Garage TypeAttached
Garage Area880 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address6689 BRUCE RD
CityCELINA
StateOH
Zip45822-9143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLSIDE PHASE 1 LOT#: 3
Legal SubdivisionHILLSIDE PHASE I
Legal Phase1
Legal Lot Number3
JurisdictionMERCER OH
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1031
Census Tract967800

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6689 BRUCE RD, CELINA, OH 45822-9143
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2022Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Oct 14, 2025Warranty Deed, Transfer · Conventional Mortgage
THE ST HENRY BANK
Sep 30, 2024Warranty Deed, Transfer
Sep 30, 2024Transfer on Death Deed, Transfer
Jun 23, 2023Fiduciary Deed, Transfer
Mar 7, 2022Fiduciary Deed, Transfer
Mar 27, 2017Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 17, 2014Affidavit of Death of Joint Tenant, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 3, 2013Survivorship Deed, Transfer · Conventional Mortgage
UNIVERSAL 1 CREDIT UNION
Jun 3, 2013Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2025 · Amount on Record
Deed SaleOct 14, 2025 · Amount on Record
Prior SaleJun 23, 2023 · Amount on Record
Deed Document Number20254244
Prior Transfer DateSep 30, 2024
Prior Transfer Doc0000003635
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address6689 BRUCE RD, CELINA, OH 45822-9143
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200005237
DateNov 1, 2022
Instrument202200005237
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueOct 10, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateOct 14, 2025
Property Address6689 BRUCE RD, CELINA, OH 45822-9143
Document Number202500004244
Map ReferenceCAB 1 PG 114&115
Instrument DateOct 8, 2025
Instrument202500004244
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6689 BRUCE RD, CELINA, OH 45822-9143

Mortgage

Document Number202500004245
DateOct 14, 2025
Instrument202500004245
Lender
NameTHE ST HENRY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateSep 30, 2024
Property Address6689 BRUCE RD, CELINA, OH 45822-9143
Document Number202400003634
Map ReferenceCAB 1 PG 114&115
Instrument DateSep 26, 2024
Instrument202400003634
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address6689 BRUCE RD, CELINA, OH 45822-9143

September 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMERCER OH
Recording DateSep 30, 2024
Property Address6689 BRUCE RD, CELINA, OH 45822-9143
Document Number202400003635
Map ReferenceCAB 1 PG 114&115
Instrument DateSep 26, 2024
Instrument202400003635
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address6689 BRUCE RD, CELINA, OH 45822-9143

June 2023: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionMERCER OH
Recording DateJun 23, 2023
Property Address6689 BRUCE RD, CELINA, OH 45822-9143
Document Number202300002361
Map ReferenceCAB 1 PG 114&115
Instrument DateJun 21, 2023
Instrument202300002361
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address6689 BRUCE RD, CELINA, OH 45822-9143

March 2022: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionMERCER OH
Recording DateMar 7, 2022
Property Address6689 BRUCE RD, CELINA, OH 45822-9143
Document Number202200001145
Map ReferenceCAB 01 PG 114&115
Instrument DateMar 7, 2022
Instrument202200001145
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6689 BRUCE RD, CELINA, OH 45822-9143

March 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCER OH
Recording DateMar 27, 2017
Property Address6689 BRUCE RD, CELINA, OH 45822-9143
Document Number201700001384
Map ReferenceCAB1 PG114-115
Instrument DateMar 10, 2017
Instrument201700001384
Transaction TypeTransfer
Record UpdatedFeb 27, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address6689 BRUCE RD, CELINA, OH 45822-9143

June 2014: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMERCER OH
Recording DateJun 17, 2014
Property Address6689 BRUCE RD, CELINA, OH 45822-9143
Document Number201400002531
Map ReferenceCAB1 PG114&115
Instrument DateJun 13, 2014
Instrument201400002531
Transaction TypeTransfer
Record UpdatedFeb 27, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6689 BRUCE RD, CELINA, OH 45822-9143

June 2013: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMERCER OH
Recording DateJun 3, 2013
Property Address6689 BRUCE RD, CELINA, OH 45822-9143
Document Number201300003410
Map ReferenceCAB1 PG114&115
Instrument DateMay 20, 2013
Instrument201300003410
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address6689 BRUCE RD, CELINA, OH 45822-9143

Mortgage

Document Number201300003411
DateJun 3, 2013
Instrument201300003411
Lender
NameUNIVERSAL 1 CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2028

June 2013: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCER OH
Recording DateJun 3, 2013
Property Address6689 BRUCE RD, CELINA, OH 45822-9143
Document Number201300003407
Map ReferenceCAB1 PG114&115
Instrument DateMay 17, 2013
Instrument201300003407
Transaction TypeTransfer
Record UpdatedFeb 27, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6689 BRUCE RD, CELINA, OH 45822-9143

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionFranklin Township
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,958.00 (-8.15%)$97,230 (-) Land $24,640 Building $72,590
2024$4,309.00 (+9.14%)$97,230 (-) Land $24,640 Building $72,590
2023$3,948.00 (+17.61%)$97,230 (+36.1%) Land $24,640 Building $72,590$277,800 (+36.11%) Land $70,400 Building $207,400
2022$3,357.00$71,440 Land $18,940 Building $52,500
2020$204,100 Land $54,100 Building $150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2005–2011)
Claims Outside the SFHA3 of 4
Most Recent ClaimFeb 2011 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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