Mercer County property record for 6649 Bruce Rd, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,879 sqft · built 1994 |
| Lot Size | 0.475 acres (20,710 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $24,000 (Dec 1992) |
| Tax Bill | $4,841 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit Aug 2007 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-062100.0107 |
| Primary APN | 09-062100.0107 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,879 sqft Living Area |
| Basement Area | 1,879 sqft |
| Unfinished Basement | 1,879 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 20,710 sqft (0.475 acres) |
| Lot Dimensions | 218 ft deep x 95 ft wide |
| Garage Type | Attached |
| Street Address | 6649 BRUCE RD |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-9143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLSIDE PHASE 1 LOT#: 7 |
| Legal Subdivision | HILLSIDE PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 967800 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6649 BRUCE RD, CELINA, OH 45822-9143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2019 | Deed of Trust, Mortgage · Line of Credit DYNAMIC FCU |
| Aug 20, 2007 | Deed of Trust, Mortgage · Line of Credit DYNAMIC FCU |
| Nov 18, 2009 | Deed of Trust, Mortgage · Line of Credit DYNAMIC FEDERAL CREDIT UNION |
| Aug 31, 2009 | Deed of Trust, Mortgage DYNAMIC FEDERAL CREDIT UNION |
| Jul 29, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 1992 · Amount on Record |
| Deed Sale | Dec 17, 1992 · Amount on Record |
| Last Transfer Date | Jul 29, 2021 |
| Transfer Doc | 0000004713 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 6649 BRUCE RD, CELINA, OH 45822-9143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201900005626 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 201900005626 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 6649 BRUCE RD, CELINA, OH 45822-9143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200700005258 |
|---|---|
| Date | Aug 20, 2007 |
| Instrument | 200700005258 |
| Name | DYNAMIC FCU |
|---|---|
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 6649 BRUCE RD, CELINA, OH 45822-9143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200900007562 |
|---|---|
| Date | Nov 18, 2009 |
| Instrument | 200900007562 |
| Name | DYNAMIC FEDERAL CREDIT UNION |
|---|---|
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 6649 BRUCE RD, CELINA, OH 45822-9143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200900006121 |
|---|---|
| Date | Aug 31, 2009 |
| Instrument | 200900006121 |
| Name | DYNAMIC FEDERAL CREDIT UNION |
|---|---|
| Address | CELINA, OH 45822 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Sep 1, 2019 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jul 29, 2021 |
| Property Address | 6649 BRUCE RD, CELINA, OH 45822-9143 |
| Document Number | 202100004713 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 202100004713 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6649 BRUCE RD, CELINA, OH 45822-9143 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Franklin Township |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,841.00 | $118,900 (-) Land $24,640 Building $94,260 | |
| 2024 | $4,841.00 (+0.25%) | $118,900 (-) Land $24,640 Building $94,260 | |
| 2023 | $4,829.00 (+21.21%) | $118,900 (+40.25%) Land $24,640 Building $94,260 | $339,700 (+40.26%) Land $70,400 Building $269,300 |
| 2022 | $3,984.00 | $84,780 Land $18,940 Building $65,840 | |
| 2020 | $242,200 Land $54,100 Building $188,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2005–2011) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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