6688 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 6688 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,672 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$248,000 (Dec 2025)
Tax Bill	$790 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-06-24-0-000-035.004`

Property Details

APN / Parcel Number

Primary APN	`10-06-24-0-000-035.004`
Alternative APNs	`161687` `78206`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,672 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	161687
Street Address	6688 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR OF S1/2 OF SE1/4 OF SW1/4 OF SEC 24, T6S, R2W TH E 295.77', TH CONT E 273.57', TO TPOB. TH NE'LY 303.21', TH E
Legal Range	2W
Legal Township	6S
Legal Section	24
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1039
Census Tract	5704

Owner

Source: Morgan County records · APN 10-06-24-0-000-035.004

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6688 E UPPER RIVER RD, SOMERVILLE, AL 35670-4523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 05, 2025	Warranty Deed, Transfer · Conventional Mortgage REDSTONE FCU
Oct 13, 2022	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Oct 13, 2022	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Nov 09, 2021	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2025 · Amount on Record
Deed Sale	Dec 05, 2025 · Amount on Record
Prior Sale	Oct 13, 2022 · Amount on Record
Deed Book / Page	2025 / 11463
Prior Transfer Date	Oct 07, 2022
Prior Transfer Doc	2022011598
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Dec 05, 2025
Property Address	6688 E UPPER RIVER RD, SOMERVILLE, AL 35670-4523
Document Number	2025/11463
Book / Page	2025 / 11463
Instrument Date	Dec 04, 2025
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6688 E UPPER RIVER RD, SOMERVILLE, AL 35670-4523

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6688 E UPPER RIVER RD, SOMERVILLE, AL 35670-4523

Mortgage

Document Number	0202550204
Date	Dec 05, 2025
Instrument	2025/50204

Lender

Name	REDSTONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.7%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Oct 13, 2022
Property Address	6688 E UPPER RIVER RD, SOMERVILLE, AL 35670-4523
Document Number	2022/11598
Book / Page	2022 / 11598
Instrument Date	Oct 07, 2022
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	88 WALTZ RD, REFORM, AL 35481-3829

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6688 E UPPER RIVER RD, SOMERVILLE, AL 35670-4523
Investor	Possibly a Property Investor

Mortgage

Document Number	2022/48037
Date	Oct 13, 2022
Book Page	2022/48037

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Oct 13, 2022
Property Address	6688 E UPPER RIVER RD, SOMERVILLE, AL 35670-4523
Document Number	2022/11598
Book / Page	2022 / 11598
Instrument Date	Oct 07, 2022
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	88 WALTZ RD, REFORM, AL 35481-3829

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6688 E UPPER RIVER RD, SOMERVILLE, AL 35670-4523
Investor	Possibly a Property Investor

Mortgage

Document Number	0202248037
Date	Oct 13, 2022
Instrument	2022/48037

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Nov 09, 2021
Property Address	6688 E UPPER RIVER RD, SOMERVILLE, AL 35670-4523
Document Number	2021/11953
Book / Page	2021 / 11953
Instrument Date	Nov 09, 2021
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 FOXRIDGE DR SW, HARTSELLE, AL 35640-3856

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6688 E UPPER RIVER RD, SOMERVILLE, AL 35670-4523

Mortgage

Document Number	0202162959
Date	Nov 09, 2021
Instrument	2021/62959

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$790.00 (+7.34%)	$20,180 (-) Land $1,390 Building $18,790	$211,100 (+4.61%) Land $13,900 Building $197,200
2024	$736.00 (+4.99%)
2023	$701.00 (+27.45%) Homeowner's exemption	$20,180 (+25.11%) Land $1,390 Building $18,790	$201,800 (+25.11%) Land $13,900 Building $187,900
2022	$550.00 Homeowner's exemption	$16,130 Land $1,260 Building $14,870	$161,300 Land $12,600 Building $148,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: T-Mobile USA.

Based on FCC filings for 9 locations within half a mile of this property.

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