6539 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 6539 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,032 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$283,500 (Sep 2016)
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Jun 2006 Mortgage Dec 2006 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-07-25-0-002-003.006`

Property Details

APN / Parcel Number

Primary APN	`10-07-25-0-002-003.006`
Alternative APNs	`138563` `71115`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	4,032 sqft Living Area
1st Floor Area	2,688 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	138563
Street Address	6539 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-4520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW COR OF SEC 25, T6S, R2W, TH SO 41.3' TO SO R/W OF UPPER RIVER ROAD & TPOB, TH E ALG SD R/W 200', TH SO 1090', TH W
Legal Range	2W
Legal Township	6S
Legal Section	25
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1042
Census Tract	5704

Owner

Source: Morgan County records · APN 10-07-25-0-002-003.006

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6681 E UPPER RIVER RD, SOMERVILLE, AL 35670-4524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2006	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF NORTH ALABAMA
Dec 22, 2006	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jul 30, 2012	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 12, 2016	Quit Claim Deed, Transfer Quitclaim
Oct 31, 2013	Quit Claim Deed, Transfer Quitclaim
Nov 10, 2010	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 12, 2016 · Amount on Record
Deed Sale	Sep 12, 2016 · Amount on Record
Prior Sale	Oct 31, 2013 · Amount on Record
Deed Book / Page	2016 / 8481
Prior Transfer Date	Oct 27, 2010
Prior Transfer Doc	2010/06866
Record Updated	Sep 20, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	6539 E UPPER RIVER RD, SOMERVILLE, AL 35670-4520
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006/29082
Date	Jun 12, 2006
Book Page	2006/29082

Lender

Name	PEOPLES BANK OF NORTH ALABAMA
Address	CULLMAN, AL 35055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 18, 2036

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	6539 E UPPER RIVER RD, SOMERVILLE, AL 35670-4520
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006/66617
Date	Dec 22, 2006
Book Page	2006/66617

Lender

Name	RENASANT BANK
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2037

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	6539 E UPPER RIVER RD, SOMERVILLE, AL 35670-4520
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012/27003
Date	Jul 30, 2012
Book Page	2012/27003

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2042

September 2016: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN AL
Recording Date	Sep 12, 2016
Property Address	6539 E UPPER RIVER RD, SOMERVILLE, AL 35670-4520
Document Number	2016/08481
Book / Page	2016 / 08481
Instrument Date	Sep 07, 2016
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$283.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6539 E UPPER RIVER RD, SOMERVILLE, AL 35670-4520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6539 E UPPER RIVER RD, SOMERVILLE, AL 35670-4520

October 2013: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN AL
Recording Date	Oct 31, 2013
Property Address	6539 E UPPER RIVER RD, SOMERVILLE, AL 35670-4520
Document Number	2013/08628
Book / Page	2013 / 08628
Instrument Date	Oct 30, 2013
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$56.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6539 E UPPER RIVER RD, SOMERVILLE, AL 35670-4520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6539 E UPPER RIVER RD, SOMERVILLE, AL 35670-4520

November 2010: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN AL
Recording Date	Nov 10, 2010
Property Address	6539 E UPPER RIVER RD, SOMERVILLE, AL 35670-4520
Document Number	2010/06866
Book / Page	2010 / 06866
Instrument Date	Oct 27, 2010
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$24.50
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6539 E UPPER RIVER RD, SOMERVILLE, AL 35670-4520

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,378.00 (-2.13%) Homeowner's exemption	$38,290 (-2.02%) Land $6,170 Building $32,120	$382,900 (-2.02%) Land $61,700 Building $321,200
2024		$39,080 (-1.01%) Land $6,170 Building $32,910	$390,800 (-1.01%) Land $61,700 Building $329,100
2023	$1,408.00 (+3.53%) Homeowner's exemption	$39,480 (+4.44%) Land $6,170 Building $33,310	$394,800 (+4.44%) Land $61,700 Building $333,100
2022	$1,360.00 Homeowner's exemption	$37,800 Land $5,600 Building $32,200	$378,000 Land $56,000 Building $322,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 14 locations within half a mile of this property.

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