Henderson County property record for 6685 Cottingham Ln, Henderson, KY 42420
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 1976 |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Nov 2020) |
| Tax Bill | $676 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42A-42.1 |
| Primary APN | 42A-42.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Finished Area |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Flat |
| Roof Material | Metal |
| Account Number | 53632 |
|---|---|
| Street Address | 6685 COTTINGHAM LN |
| City | HENDERSON |
| State | KY |
| Zip | 42420-9062 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DOUBLEWIDE |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | CORYDON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 20901 |
6685 Cottingham Ln, a mobile home, is owned and occupied by an individual who bought it in November 2020.
Source: Henderson County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6685 COTTINGHAM LN, HENDERSON, KY 42420-9062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIELD & MAIN BANK |
| Jun 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIELD & MAIN BANK |
| Nov 23, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on File |
| Deed Sale | Nov 23, 2020 · Amount on File |
| Deed Document Number | 2020012481 |
| Deed Book / Page | RE 0647 / 649 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 6685 COTTINGHAM LN, HENDERSON, KY 42420-9062 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1315 PORTER DR B, B, HENDERSON, KY 42420-4529 |
| Document Number | MT1346/372 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | MT 1346/372 |
| Instrument | 2021002294 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42419 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 6685 COTTINGHAM LN, HENDERSON, KY 42420-9062 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | MT1394/930 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | MT1394/930 |
| Instrument | 2022006122 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42420 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.71% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.71% |
| Max Rate At Change | 6.71% |
| Index | 5-Year CMT |
| Max Rate | 10.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Nov 23, 2020 |
| Property Address | 6685 COTTINGHAM LN, HENDERSON, KY 42420-9062 |
| Document Number | RE0647/649 |
| Book / Page | RE 0647 / 649 |
| Map Reference | MB 10 PG 143 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 2020012481 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7475 STATE ROUTE 283, ROBARDS, KY 42452-9720 |
| Name | Verified Name |
|---|---|
| Address | 1315 PORTER DRIVE, ROBARDS, KY 42452 |
The 2025 property tax bill for 6685 Cottingham Ln was $676.
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $676.00 | $56,000 | $56,000 |
| 2023 | $162.00 | $56,000 | $56,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6685 Cottingham Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6685 Cottingham Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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