6594 Cottingham Ln, Henderson, KY 42420 Property Records

Henderson County property record for 6594 Cottingham Ln, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,876 sqft · built 2004
Lot Size	0.986 acres (42,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Mar 2002)
Tax Bill	$1,518 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42A-87.2`

Property Details

APN / Parcel Number

Primary APN	`42A-87.2`
Alternative APN	`8836`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,876 sqft Finished Area

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	42,970 sqft (0.986 acres)
Porch	Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	8836
Street Address	6594 COTTINGHAM LN
City	HENDERSON
State	KY
Zip	42420-9648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	HILLYARD
Legal Lot Number	1
Jurisdiction	HENDERSON KY
Township / Civil Division	CORYDON
Census Block Group	2
Census Block	2026
Census Tract	20901

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6594 COTTINGHAM LN, HENDERSON, KY 42420-9648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIELD & MAIN BANK
Sep 21, 2017	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2002 · Amount on Record
Deed Sale	Mar 1, 2002 · Amount on Record
Deed Document Number	0000512797
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	6594 COTTINGHAM LN, HENDERSON, KY 42420-9648
Transaction Type	Mortgage
Record Updated	Sep 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1270/650
Date	Sep 10, 2018
Book Page	MT 1270/650
Instrument	2018010016

Lender

Name	FIELD & MAIN BANK
Type	Bank
Address	EVANSVILLE, IN 47715

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 13, 2033

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	6594 COTTINGHAM LN, HENDERSON, KY 42420-9648
Transaction Type	Mortgage
Record Updated	Oct 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017010688
Date	Sep 21, 2017
Book Page	MT 1248/419
Instrument	2017010688

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,518.00 (+18.22%)	$132,000 (+2%)	$132,000 (+2%)
2023	$1,284.00	$110,000	$110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Conexon Connect, Watch TV.

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