6680 FM 2796, Gilmer, TX 75644 Property Records

Upshur County property record for 6680 FM 2796, Gilmer, TX 75644

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 1940
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$138,838 (May 2026)
Tax Bill	$2,127 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168U-S03-000-086`

Property Details

APN / Parcel Number

Primary APN	`168U-S03-000-086`
Alternative APN	`6660`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,100 sqft Total Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	168U-S03-000-086
Street Address	6680 FM 2796
City	GILMER
State	TX
Zip	75644-6090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A168 GOY, JOHN B,TRACT 86, 1.0 ACRES & HOUSE
Legal Subdivision	JOHN B SURVEY A-168
Legal Tract	86
Jurisdiction	UPSHUR TX
Township / Civil Division	ORE CITY
Census Block Group	1
Census Block	1023
Census Tract	950101

Owner

6680 FM 2796 is owned and occupied by an individual who bought it in May 2026.

Source: Upshur County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6680 FM 2796, GILMER, TX 75644-6090
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
May 4, 2026	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit AUSTIN BANK TEXAS NA/GILMER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	May 9, 2012
Deed Document Number	20262907
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UPSHUR TX
Recording Date	May 4, 2026
Property Address	6680 FM 2796, GILMER, TX 75644-6090
Document Number	0202602907
Instrument Date	Apr 30, 2026
Instrument	2026.2907
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	US TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6680 FM 2796, GILMER, TX 75644-6090

Mortgage

Document Number	0000002908,
Date	May 4, 2026
Instrument	2026.2908

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Mortgage

Document Number	0000002909,
Date	May 4, 2026
Instrument	2026.2909

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Amount	Amount on Record
Term	3 Months
Due	Apr 30, 2029

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UPSHUR TX
Recording Date	May 4, 2026
Property Address	6680 FM 2796, GILMER, TX 75644-6090
Document Number	0000002907
Instrument Date	Apr 30, 2026
Instrument	2026.2907
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	US TITLE (USTC)

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6680 FM 2796, GILMER, TX 75644-6090

Mortgage

Document Number	0000002908,
Date	May 4, 2026
Instrument	2026..2908

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Mortgage

Document Number	0000002909,
Date	May 4, 2026
Instrument	2026.2909

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Amount	Amount on Record
Term	3 Months
Due	Apr 30, 2029

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Recording Date	Apr 29, 2026
Property Address	6680 FM 2796, GILMER, TX 75644-6090
Document Number	0000002831
Instrument Date	Apr 6, 2026
Instrument	20262831
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000002831,
Date	Apr 29, 2026
Instrument	20262831

Lender

Name	AUSTIN BANK TEXAS NA/GILMER

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 6680 FM 2796 was $2,127, up 12.6% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Ore City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,127.00 (+12.6%)	$122,600 (+12.6%) Land $35,500 Building $87,100	$122,600 (+12.6%) Land $35,500 Building $87,100
2025	$1,889.00	$108,880 Land $23,150 Building $85,730	$108,880 Land $23,150 Building $85,730
2023		$97,210 Land $16,600 Building $80,610	$97,210 Land $16,600 Building $80,610
2022	$895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6680 FM 2796 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6680 FM 2796 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BI COUNTY WSC 1 serves 12,777 people · EPA ID TX0320002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on FM 2796

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