6531 FM 2796, Gilmer, TX 75644 Property Records

Upshur County property record for 6531 FM 2796, Gilmer, TX 75644

Property Summary

Property TypeResidential
Details2 ba · 3,445 sqft · built 1976
Lot Size1.35 acres (59,067 sqft)
Owner2 Individual Names on File
Tax Bill$3,035 (2026)
Deeds & MortgagesApr 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN168U-S02-000-060

Property Details

APN / Parcel Number

Primary APN168U-S02-000-060
Alternative APN
  • 744

Interior

Full Baths2 Baths
Building Area3,445 sqft Total Area
1st Floor Area1,705 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area59,067 sqft (1.35 acres)
Garage TypeAttached
Garage Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number168U-S02-000-060
Street Address6531 FM 2796
CityGILMER
StateTX
Zip75644-6089
Property CategoryResidential
Property TypeResidential > Specialized > Other
Legal DescriptionABS A168 GOY, JOHN B,TRACT 60, 1.356 ACRES & HOUSE
Legal SubdivisionJOHN B SURVEY A-168
Legal Tract60
JurisdictionUPSHUR TX
Township / Civil DivisionBETTIE
Census Block Group1
Census Block1074
Census Tract950200

Owner

6531 FM 2796, a residential property, is owned and occupied by two individuals.

Source: Upshur County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address6531 FM 2796, GILMER, TX 75644-6089
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPSHUR TX
Recording DateApr 29, 2026
Property Address6531 FM 2796, GILMER, TX 75644-6089
Document Number0000002831
Instrument DateApr 6, 2026
Instrument20262831
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000002831,
DateApr 29, 2026
Instrument20262831
Lender
NameAUSTIN BANK TEXAS NA/GILMER
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6%
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 6531 FM 2796 was $3,035 with exemptions applied, up 362.7% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyUpshur County
Unified School DistrictGilmer Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,035.00 (+362.65%) Homeowner's exemption Senior Citizen's exemption$227,420 (-0.44%) Land $45,560 Building $181,860$227,420 (-0.44%) Land $45,560 Building $181,860
2025$656.00 Homeowner's exemption Senior Citizen's exemption$228,420 Land $44,050 Building $184,370$228,420 Land $44,050 Building $184,370
2023$186,490 Land $37,360 Building $149,130$186,490 Land $37,360 Building $149,130
2022$1,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6531 FM 2796 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6531 FM 2796 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 69% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBI COUNTY WSC 1
serves 12,777 people · EPA ID TX0320002
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Etex Telephone
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on FM 2796

Nearby Streets

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