668 Vinson Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 668 Vinson Rd, Hernando, MS 38632 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,716 sqft · built 2018
Lot Size	1.89 acres (82,328 sqft)
Owner	2 Individual Names on File
Last Sale	$739,147 (Jun 2026)
Tax Bill	$2,988 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Sep 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-9-30-03-0-00018-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-9-30-03-0-00018-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,716 sqft Adjusted Area
1st Floor Area	2,719 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Composition/Composite
Roof Material	Shingle
Lot Area	82,328 sqft (1.89 acres)

Location & Zoning

Street Address	668 VINSON RD
City	HERNANDO
State	MS
Zip	38632-8098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINSON RIDGE PH I LOT 18
Legal Range	007
Legal Township	03S
Legal Section	30
Legal Subdivision	VINSON RIDGE PH 1
Legal Phase	1
Legal Lot Number	18
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3028
Census Tract	71124

Owner

Source: DeSoto County records · APN 3-07-9-30-03-0-00018-00

Assessment roll updated December 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	668 VINSON RD, HERNANDO, MS 38632-8098
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK
Sep 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Mar 04, 2025	Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO
Jun 01, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Sep 13, 2018	Warranty Deed, Subdivision Related Transfer
Sep 13, 2018	Warranty Deed, Subdivision Related Transfer
Jan 26, 2018	Deed, Construction Loan

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2026 · Amount on Record
Deed Sale	Jun 01, 2026 · Amount on Record
Deed Book / Page	1026 / 9354
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	668 VINSON RD, HERNANDO, MS 38632-8098
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004590/387
Date	Aug 15, 2018
Book Page	4590/387
Instrument	T04590-00387

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 14, 2019

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	668 VINSON RD, HERNANDO, MS 38632-8098
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004605/593
Date	Sep 13, 2018
Book Page	4605/593
Instrument	T04605-00593

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2033

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	668 VINSON RD, HERNANDO, MS 38632-8098
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 VINSON RD, HERNANDO, MS 38632-8098

Mortgage

Document Number	005100/600
Date	Nov 30, 2020
Book Page	5100/600

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2035

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	668 VINSON RD, HERNANDO, MS 38632-8098
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 VINSON RD, HERNANDO, MS 38632-8098

Mortgage

Document Number	5662/17402
Date	Mar 04, 2025
Book Page	5662/17402

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 01, 2026
Property Address	668 VINSON RD, HERNANDO, MS 38632-8098
Document Number	1026009354
Book / Page	1026 / 9354
Instrument Date	May 29, 2026
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 VINSON RD, HERNANDO, MS 38632-8098

Mortgage

Document Number	5663059931,
Date	Jun 01, 2026
Book Page	5663/59931

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 13, 2018
Property Address	668 VINSON RD, HERNANDO, MS 38632-8098
Document Number	000867/554
Book / Page	0867 / 554
Map Reference	MB 123 PG 14-16
Instrument Date	Sep 12, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 864, HERNANDO, MS 38632-0864

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	668 VINSON RD, HERNANDO, MS 38632-8098

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 13, 2018
Property Address	668 VINSON RD, HERNANDO, MS 38632-8098
Document Number	000867/554
Book / Page	867 / 554
Map Reference	PB 123 PG 14-16
Instrument Date	Sep 12, 2018
Instrument	W00867-00554
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 864, HERNANDO, MS 38632-0864

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	668 VINSON RD, HERNANDO, MS 38632-8098

January 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 26, 2018
Property Address	668 VINSON RD, HERNANDO, MS 38632-8098
Document Number	000847/162
Book / Page	847 / 162
Map Reference	PB 123 PG 14-16
Instrument Date	Jan 23, 2018
Instrument	W00847-00162
Transaction Type	Construction Loan
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 844, SOUTHAVEN, MS 38671-0009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8, NESBIT, MS 38651-0008

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,988.00 (+15.86%)	$39,391 (+38.16%) Land $4,000 Building $35,391	$393,911 (+38.16%) Land $40,000 Building $353,911
2023	$2,579.00	$28,511	$285,107 Land $40,000 Building $245,107

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711243, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	About 1 in 699 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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