DeSoto County property record for 653 Vinson Rd, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2019 |
| Square Footage | 3,537 sqft Adjusted Area |
| Lot Size | 78,408 sqft (1.8 acres) |
| Garage | 1,600 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,184.00 (2025) |
Source: DeSoto County records · APN 3-07-9-30-03-0-00005-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 653 VINSON RD, HERNANDO, MS 38632-8099 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Jun 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB |
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Jan 24, 2018 | Deed, Subdivision Related Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2018 |
| Deed Sale | Jan 24, 2018 |
| Deed Doc Number | W00847-00022 |
| Deed Book / Page | 847 / 22 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 653 VINSON RD, HERNANDO, MS 38632-8099 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004674/401 |
|---|---|
| Date | Feb 06, 2019 |
| Book Page | 4674/401 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 653 VINSON RD, HERNANDO, MS 38632-8099 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004565/019 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 4565/019 |
| Instrument | T04565-00019 |
| Name | FIRST FINANCIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 28, 2019 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 653 VINSON RD, HERNANDO, MS 38632-8099 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | GUARDIAN TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 653 VINSON RD, HERNANDO, MS 38632-8099 |
| Document Number | 005165/209 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 5165/209 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jan 24, 2018 |
| Property Address | 653 VINSON RD, HERNANDO, MS 38632-8099 |
| Document Number | 0000847/22 |
| Book / Page | 847 / 22 |
| Map Reference | PB 123 PG 14-16 |
| Instrument Date | Jan 19, 2018 |
| Instrument | W00847-00022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 844, SOUTHAVEN, MS 38671-0009 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 731 HEMINGWAY CV, HERNANDO, MS 38632-8169 |
| Investor | Possibly a Property Investor |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,184.00 (+31.19%) | $41,736 (+54.5%) Land $4,000 Building $37,736 | $417,356 (+54.5%) Land $40,000 Building $377,356 |
| 2023 | $2,427.00 | $27,013 | $270,129 Land $40,000 Building $230,129 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 66% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 699 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 3-07-9-30-03-0-00005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,537 sqft Adjusted Area |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 78,408 sqft (1.8 acres) |
| Parking Spaces | 6 Parking Spaces |
| Garage Area | 1,600 sqft Garage |
| Street Address | 653 VINSON RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8099 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VINSON RIDGE PH I LOT 5 |
| Legal Subdivision | VINSON RIDGE PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 71124 |
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