668 River Dr, Gaffney, SC 29340 Property Records

Cherokee County property record for 668 River Dr, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,620 sqft · built 1993
Lot Size	1.99 acres (86,684 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Nov 2015)
Tax Bill	$467 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020417-23-3`

Property Details

APN / Parcel Number

Primary APN	`020417-23-3`
Alternative APNs	`1170000020002 00001589` `117-00-00-020.002` `020358223`

Interior

Stories	1 Story
Building Area	1,620 sqft Living Area

Exterior

Year Built	Built 1993
Exterior Material	Siding
Lot Area	86,684 sqft (1.99 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	1170000020002 00001589
Street Address	668 RIVER DR
City	GAFFNEY
State	SC
Zip	29340-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	668 RIVER DR DECAL 6724 VINTAGE 12X65 1969 FOR 92--MH GONE FM RUTH T MURDOCK $145000
Legal Subdivision	MIKE W BYARS & ASSOC
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	4
Census Block	4030
Census Tract	970302

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	668 RIVER DR, GAFFNEY, SC 29340-3440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2015 · Amount on Record
Deed Sale	Nov 6, 2015 · Amount on Record
Deed Document Number	0000081303
Deed Book / Page	81 / 303
Last Transfer Date	Nov 12, 2015
Transfer Doc	0000810303
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	668 RIVER DR, GAFFNEY, SC 29340-3440
Document Number	0001100917
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 RIVER DR GAFFNEY SC 293403440, GAFFNEY, SC 29340-3440

Mortgage

Document Number	0001100917
Date	Feb 22, 2019
Book Page	000110/000917
Instrument	799

Lender

Name	PACIFIC HM LNS
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$467.00 (+18.23%)	$3,530 (-) Land $520 Building $3,010	$88,200 (-) Land $13,000 Building $75,200
2023	$395.00	$3,530 Land $520 Building $3,010	$88,200 Land $13,000 Building $75,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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