628 River Dr, Gaffney, SC 29340 Property Records

Cherokee County property record for 628 River Dr, Gaffney, SC 29340 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1940
Square Footage	1,720 sqft Living Area
Lot Size	135,036 sqft (3.1 acres)
Garage	747 sqft
Occupancy	Owner Occupied
Tax Bill	$209.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`007294-23-3`
Alternative APNs	`1180100099000 60350789` `118-01-00-099.000` `007381223`

Interior

Building Area	1,720 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding Exterior
Lot Area	135,036 sqft (3.1 acres)
Parking Spaces	3 Parking Spaces
Garage Area	747 sqft Garage

Location & Zoning

Street Address	628 RIVER DR
City	GAFFNEY
State	SC
Zip	29340-3440
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	628 RIVER DR THIS IS LEGAL RIO=SC ID FM COLE & GAVIN TO GAVIN/NO ATI
Jurisdiction	CHEROKEE SC
Minor Civil Division	GAFFNEY
Census Blockgroup	4
Census Block	4030
Census Tract	970302

Owner

Source: Cherokee County records · APN 007294-23-3

Assessment roll updated November 20, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	628 RIVER DR, GAFFNEY, SC 29340-3440
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2010
Deed Sale	Nov 04, 2010
Deed Book / Page	40 / 306
Record Refreshed	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	628 RIVER DR, GAFFNEY, SC 29340-3440
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 RIVER DR, GAFFNEY, SC 29340-3440

Mortgage

Document Number	0001611981
Date	Jun 26, 2023
Book Page	161/1981
Instrument	202300003593

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 01, 2063

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated November 20, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$209.00 (+18.08%) Homeowner's exemption	$3,580 (-) Land $690 Building $2,890	$89,600 (-) Land $17,400 Building $72,200
2023	$177.00 Homeowner's exemption	$3,580 Land $690 Building $2,890	$89,600 Land $17,400 Building $72,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 7% of South Carolina
Wildfire Likelihood	About 1 in 1,923 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.