668 Larkin Valley Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 668 Larkin Valley Rd, Watsonville, CA 95076

Property Summary

Property TypeRecreational Vacant Land
Details3 bd · 2.5 ba · 3,285 sqft · built 1980
Lot Size2.36 acres (103,063 sqft)
Owner2 Individual Names on File
Last Sale$903,000 (Sep 2006)
Tax Bill$14,566 (2025)
Deeds & MortgagesJan 2024 Transfer
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN049-101-75

Property Details

APN / Parcel Number

Primary APN049-101-75
Alternative APN
  • 049-101-75-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area3,285 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area103,063 sqft
TerrainSteep
View / LotMountain
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces
Deck Area720 sqft
Patio Area720 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address668 LARKIN VALLEY RD
CityWATSONVILLE
StateCA
Zip95076-9677
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Local Zoning CodeRA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2022
Census Tract122402

Owner

668 Larkin Valley Rd, recreational vacant land, is owned and occupied by two individuals who bought it in September 2006.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address668 LARKIN VALLEY RD, WATSONVILLE, CA 95076-9677
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2024Intrafamily Transfer, Transfer
Nov 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
ANCHOR FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2006 · Amount on File
Deed SaleSep 22, 2006 · Amount on File
Deed Document Number200655409
Prior Transfer DateMar 16, 1995
Prior Transfer Doc0000014599
Record UpdatedOct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJan 10, 2024
Property Address668 LARKIN VALLEY RD, WATSONVILLE, CA 95076-9677
Document Number0000000539
Map ReferenceMB 30 PG 21
Instrument DateDec 20, 2023
Instrument2024-0000539
Transaction TypeTransfer
Record UpdatedJan 25, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address668 LARKIN VALLEY RD, WATSONVILLE, CA 95076-9677

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address668 LARKIN VALLEY RD, WATSONVILLE, CA 95076-9677
Transaction TypeMortgage
Record UpdatedNov 18, 2021
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address668 LARKIN VALLEY RD, WATSONVILLE, CA 95076-9677

Mortgage

Document Number0000055205
DateNov 5, 2021
Instrument2021-0055205
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address668 LARKIN VALLEY RD, WATSONVILLE, CA 95076-9677
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN RESOURCES TITLE COMP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043645
DateDec 26, 2017
Instrument2017-0043645
Lender
NameANCHOR FUNDING INC
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 668 Larkin Valley Rd was $14,566, up 7.6% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,234,030 (+2%) Land $584,900 Building $649,130
2025$14,566.00 (+7.55%)$1,209,834 Land $573,432 Building $636,402
2024$13,543.00 (+1.59%)
2023$13,331.00 (+1.88%)$1,162,854 Land $551,165 Building $611,689$1,241,010
2022$13,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 668 Larkin Valley Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2016–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 668 Larkin Valley Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100

May also be available: Cruzio.

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