668 Forest Lakes Dr, Sterrett, AL 35147 Property Records

Shelby County property record for 668 Forest Lakes Dr, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,301 sqft · built 2002
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Apr 2026)
Tax Bill	$1,088 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095210000001331`

Property Details

APN / Parcel Number

Primary APN	`095210000001331`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,301 sqft Heated Area
1st Floor Area	1,301 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	668 FOREST LAKES DR
City	STERRETT
State	AL
Zip	35147-8136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 21 19S 01W 2002 ANNEX ORD # X-01-09-04-154 NBRHD: 17 FOREST LAKES R-2
Legal Range	01W
Legal Township	19S
Legal Section	21
Legal Subdivision	FOREST LAKES SECTOR 1
Legal Lot Number	17
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2012
Census Tract	30215

Owner

Source: Shelby County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	668 FOREST LAKES DR, STERRETT, AL 35147-8136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF ALABAMA
Apr 17, 2026	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Oct 24, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Sep 18, 2024 · Amount on Record
Deed Document Number	2026114060
Prior Transfer Date	Feb 13, 2008
Prior Transfer Doc	0000119940
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	668 FOREST LAKES DR, STERRETT, AL 35147-8136
Transaction Type	Mortgage
Record Updated	Apr 29, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038600
Date	Feb 14, 2023
Instrument	20230214000038600

Lender

Name	FIRST BANK OF ALABAMA
Type	Bank
Address	TALLADEGA, AL 35160

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Apr 17, 2026
Property Address	668 FOREST LAKES DR, STERRETT, AL 35147-8136
Document Number	0000114060
Instrument Date	Apr 17, 2026
Instrument	2026.114060
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,775.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 FOREST LAKES DR, STERRETT, AL 35147-8136

Mortgage

Document Number	0000114070,
Date	Apr 17, 2026
Instrument	2026.114070

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Oct 24, 2022
Property Address	668 FOREST LAKES DR, STERRETT, AL 35147-8136
Document Number	0000398590
Map Reference	MB 28 PG 94
Instrument Date	Oct 15, 2022
Instrument	20221024000398590
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10128 GROVE DR, FAIRHOPE, AL 36532-5723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 FOREST LAKES DR, STERRETT, AL 35147-8136

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,088.00 (-49.91%)	$24,740 (-49.9%)	$247,300 (+0.19%) Land $85,000 Building $162,300
2023	$2,172.00	$49,380	$246,820 Land $68,000 Building $178,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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