664 Forest Lakes Dr, Sterrett, AL 35147 Property Records

Shelby County property record for 664 Forest Lakes Dr, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,135 sqft · built 2002
Lot Size	0.289 acres (12,589 sqft)
Owner	Individual Name on Record
Last Sale	$195,500 (Nov 2018)
Tax Bill	$1,386 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`095210000001330`

Property Details

APN / Parcel Number

Primary APN	`095210000001330`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,135 sqft Heated Area
1st Floor Area	1,019 sqft
Upper Floors Area	1,116 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	403 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	664 FOREST LAKES DR
City	STERRETT
State	AL
Zip	35147-8136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 21 19S 01W 2002 ANNEX ORD # X-01-09-04-154 NBRHD: 17 FOREST LAKES R-2
Legal Range	01W
Legal Township	19S
Legal Section	21
Legal Subdivision	FOREST LAKES SECTOR 1
Legal Lot Number	16
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2012
Census Tract	30215

Owner

Source: Shelby County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	664 FOREST LAKES DR, STERRETT, AL 35147-8136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 21, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Prior Sale	Sep 29, 2005 · Amount on Record
Deed Document Number	2018411880
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	664 FOREST LAKES DR, STERRETT, AL 35147-8136
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000365070
Date	Aug 21, 2020
Instrument	20200821000365070

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Nov 21, 2018
Property Address	664 FOREST LAKES DR, STERRETT, AL 35147-8136
Document Number	0000411880
Map Reference	MB28 PG94
Instrument Date	Nov 20, 2018
Instrument	20181121000411880
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4520 SANDY WATER LN, 4520, PLANO, TX 75024-7715

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	664 FOREST LAKES DR, STERRETT, AL 35147-8136

Mortgage

Document Number	0000411890
Date	Nov 21, 2018
Instrument	20181121000411890

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,386.00 (+3.66%)	$31,520 (+0.57%)	$315,200 (+0.61%) Land $85,000 Building $230,200
2023	$1,337.00	$31,340	$313,300 Land $68,000 Building $245,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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