668 Amigos Rd, Ramona, CA 92065 Property Records

San Diego County property record for 668 Amigos Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1973
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Aug 2021 Reverse Mortgage Aug 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-550-23-00`

Property Details

APN / Parcel Number

Primary APN	`281-550-23-00`
Alternative APN	`2814850600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,612 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	58,806 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2814850600
Street Address	668 AMIGOS RD
City	RAMONA
State	CA
Zip	92065-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 109 DOCS201132&301422REC72 IN LOT 108&IN TR 000656
Legal Subdivision	VALLE DE LOS AMIGOS
Legal Tract	000656
Legal Block	3
Legal Lot Number	108,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3001
Census Tract	20813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	668 AMIGOS RD, RAMONA, CA 92065-2915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Aug 9, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jul 26, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jul 26, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	668 AMIGOS RD, RAMONA, CA 92065-2915
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 AMIGOS RD, RAMONA, CA 92065-2915

Mortgage

Document Number	0000565728
Date	Aug 9, 2021
Instrument	2021-0565728

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	908 Months
Due	Apr 12, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.04%
Type Change Date	Aug 1, 2021
Change Frequency	Monthly
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year CMT

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	668 AMIGOS RD, RAMONA, CA 92065-2915
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 AMIGOS RD, RAMONA, CA 92065-2915

Mortgage

Document Number	0000565729
Date	Aug 9, 2021
Instrument	2021-0565729

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	668 AMIGOS RD, RAMONA, CA 92065-2915
Document Number	0000424152
Instrument Date	Jul 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	668 AMIGOS RD RAMONA CA 920652915, RAMONA, CA 92065-2915

Mortgage

Document Number	0000424152
Date	Jul 31, 2020
Instrument	424152

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Jul 30, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.04%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	668 AMIGOS RD, RAMONA, CA 92065-2915
Document Number	0000424151
Instrument Date	Jul 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	668 AMIGOS RD RAMONA CA 920652915, RAMONA, CA 92065-2915

Mortgage

Document Number	0000424151
Date	Jul 31, 2020
Instrument	424151

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Jul 30, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.04%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$122,714 (+2%) Land $35,553 Building $87,161
2025	$1,656.00 (+39.75%) Homeowner's exemption	$120,308 (+4.04%) Land $34,856 Building $85,452
2023	$1,185.00 (-25.05%) Homeowner's exemption	$115,638 Land $33,503 Building $82,135
2022	$1,581.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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