647 Amigos Rd, Ramona, CA 92065 Property Records

San Diego County property record for 647 Amigos Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,887 sqft · built 2000
Lot Size	5.48 acres (238,709 sqft)
Owner	2 Trust Names on File
Last Sale	$1,200,000 (Aug 2023)
Tax Bill	$13,374 (2025)
Deeds & Mortgages	May 2026 Transfer Mar 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`284-280-07-00`

Property Details

APN / Parcel Number

Primary APN	`284-280-07-00`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,887 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	238,709 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	647 AMIGOS RD
City	RAMONA
State	CA
Zip	92065-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM06595
Legal Subdivision	TOWN OF RAMONA
Legal Tract	6595
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3005
Census Tract	20813

Owner

647 Amigos Rd is owner-occupied and held in a trust since August 2023.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	647 AMIGOS RD, RAMONA, CA 92065-2915
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 11, 2026	Grant Deed, Transfer
Aug 28, 2023	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Feb 23, 2021	Intrafamily Transfer, Transfer
Feb 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on File
Deed Sale	Aug 28, 2023 · Amount on File
Prior Sale	Dec 27, 2006 · Amount on File
Deed Document Number	2023233574
Prior Transfer Date	Sep 26, 1994
Prior Transfer Doc	0000617932
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 20, 2026
Property Address	647 AMIGOS RD, RAMONA, CA 92065-2915
Document Number	0000144105
Instrument Date	May 8, 2026
Instrument	2026144105
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	647 AMIGOS RD, RAMONA, CA 92065-2915

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2026
Property Address	647 AMIGOS RD, RAMONA, CA 92065-2915
Document Number	0000067334
Map Reference	MAP 6181
Instrument Date	Feb 26, 2026
Instrument	2026-0067334
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	647 AMIGOS RD, RAMONA, CA 92065-2915

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2023
Property Address	647 AMIGOS RD, RAMONA, CA 92065-2915
Document Number	0000233574
Instrument Date	Jul 28, 2023
Instrument	2023-0233574
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	647 AMIGOS RD, RAMONA, CA 92065-2915

Mortgage

Document Number	0000233575
Date	Aug 28, 2023
Instrument	2023-0233575

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	647 AMIGOS RD, RAMONA, CA 92065-2915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000350886
Date	Aug 19, 2019
Instrument	2019-0350886

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	647 AMIGOS RD, RAMONA, CA 92065-2915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000341650
Date	Jun 30, 2020
Instrument	2020-0341650

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 23, 2021
Property Address	647 AMIGOS RD, RAMONA, CA 92065-2915
Document Number	0000138532
Instrument Date	Feb 3, 2021
Instrument	2021-0138532
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	647 AMIGOS RD, RAMONA, CA 92065-2915

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 23, 2021
Property Address	647 AMIGOS RD, RAMONA, CA 92065-2915
Document Number	0000138531
Instrument Date	Feb 3, 2021
Instrument	2021-0138531
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	647 AMIGOS RD, RAMONA, CA 92065-2915

Tax Assessment & Valuation

The 2025 property tax bill for 647 Amigos Rd was $13,374.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,248,480 (+2%) Land $520,200 Building $728,280
2025	$13,374.00 Homeowner's exemption	$1,224,000 Land $510,000 Building $714,000
2023	$8,174.00 (-2.43%) Homeowner's exemption	$770,000 Land $288,000 Building $482,000
2022	$8,378.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 647 Amigos Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 647 Amigos Rd is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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