6675 Scotch Pine Rd, Finlayson, MN 55735 Property Records

Pine County property record for 6675 Scotch Pine Rd, Finlayson, MN 55735

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.25 ba · 1,892 sqft · built 1978
Lot Size	3.5 acres (152,460 sqft)
Owner	Individual Name on Record
Last Sale	$369,200 (Apr 2021)
Tax Bill	$4,586 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38.0002.000`

Property Details

APN / Parcel Number

Primary APN	`38.0002.000`

Interior

Bedrooms	5 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
Gross Area	2,996 sqft
Basement Area	1,892 sqft
Finished Basement	1,892 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	152,460 sqft (3.5 acres)
Garage Area	960 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	132 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6675 SCOTCH PINE RD
City	FINLAYSON
State	MN
Zip	55735-9431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-043 RANGE-020 3.50 AC THAT PART OF NORTHEAST 1/4 OF NORTHEAST 1/4 LYING ELY OF ST PAUL & DULUTH RR CO (NOW BNRR)
Legal Range	020
Legal Township	043
Legal Section	18
Jurisdiction	PINE MN
Township / Civil Division	FINLAYSON
Census Block Group	3
Census Block	3025
Census Tract	950300

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6675 SCOTCH PINE RD, FINLAYSON, MN 55735-9431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Feb 10, 2023	Deed of Trust, Mortgage · FHA Mortgage HUD
Apr 20, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Dec 12, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Deed Document Number	2021560822
Prior Transfer Date	Dec 4, 2019
Prior Transfer Doc	550434
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	6675 SCOTCH PINE RD, FINLAYSON, MN 55735-9431
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	SIGNATURES CLOSING AND TITLE, SIGNATURES CLOSING TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000554970
Date	Aug 19, 2020
Instrument	554970

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	6675 SCOTCH PINE RD, FINLAYSON, MN 55735-9431
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000574580
Date	Feb 10, 2023
Instrument	574580

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Apr 20, 2021
Property Address	6675 SCOTCH PINE RD, FINLAYSON, MN 55735-9431
Document Number	0000560822
Instrument Date	Apr 13, 2021
Instrument	560822
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,218.36
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6675 SCOTCH PINE RD, FINLAYSON, MN 55735-9431

Mortgage

Document Number	0000560823
Date	Apr 20, 2021
Instrument	560823

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINE MN
Recording Date	Dec 12, 2019
Property Address	6675 SCOTCH PINE RD, FINLAYSON, MN 55735-9431
Document Number	550434
Instrument Date	Dec 4, 2019
Instrument	550434
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2160 TOWER AVE, FINLAYSON, MN 55735-6000

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
Municipality	Finlayson City
Unified School District	Hinckley-Finlayson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,000 (+19.93%) Land $72,000 Building $398,000	$470,000 (+19.93%) Land $72,000 Building $398,000
2025	$4,586.00 (-0.39%)
2023	$4,604.00	$391,900 Land $46,500 Building $345,400	$391,900 Land $46,500 Building $345,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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