6541 Scotch Pine Rd, Finlayson, MN 55735 Property Records

Pine County property record for 6541 Scotch Pine Rd, Finlayson, MN 55735

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,410 sqft · built 1948
Lot Size	36.2 acres (1,579,921 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jul 2024)
Tax Bill	$2,721 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38.0013.000`

Property Details

APN / Parcel Number

Primary APN	`38.0013.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
Gross Area	1,678 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1986
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,579,921 sqft (36.2 acres)
Lot Width	65.2 ft Width
Garage Area	1,120 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Street Address	6541 SCOTCH PINE RD
City	FINLAYSON
State	MN
Zip	55735-9779
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECT-18 TWP-043 RANGE-020 36.27 AC GOVT LOT 5 LESS THE FOLL: COMM AT SE CORNER OF G L 5 AS PT OF BEG; THEN NORTH 250 FT;
Legal Range	020
Legal Township	043
Legal Section	18
Legal Lot Number	5
Jurisdiction	PINE MN
Township / Civil Division	FINLAYSON
Census Block Group	3
Census Block	3084
Census Tract	950300

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6541 SCOTCH PINE RD, FINLAYSON, MN 55735-9779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Sep 7, 2023 · Amount on Record
Deed Document Number	2024582845
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	6541 SCOTCH PINE RD, FINLAYSON, MN 55735-9779
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	A-1 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	556670
Date	Oct 28, 2020
Instrument	556670

Lender

Name	NORTHVIEW BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
Municipality	Finlayson City
Unified School District	Hinckley-Finlayson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,800 (+4.18%) Land $117,000 Building $194,800	$311,800 (+4.18%) Land $117,000 Building $194,800
2025	$2,721.00 (+19.03%) Homeowner's exemption	$299,300 (+24.5%) Land $112,900 Building $186,400	$299,300 (+24.5%) Land $112,900 Building $186,400
2023	$2,286.00 Homeowner's exemption	$240,400 Land $78,600 Building $161,800	$240,400 Land $78,600 Building $161,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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