66654 Hartway Rd, Ray, MI 48096 Property Records

Macomb County property record for 66654 Hartway Rd, Ray, MI 48096 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,456 sqft · built 2018
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Nov 2022)
Tax Bill	$10,068 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-11-100-002`

Property Details

APN / Parcel Number

Primary APN	`21-05-11-100-002`
Alternative APN	`0511100002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,456 sqft Living Area
1st Floor Area	2,456 sqft
Basement Area	2,456 sqft
Unfinished Basement	2,456 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Lot Area	217,800 sqft (5 acres)
Lot Width	254 ft Width
Garage Area	1,116 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	66654 HARTWAY RD
City	RAY
State	MI
Zip	48096-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T4N,R13E SEC 11 COMM AT NW COR SEC 11; TH S 585.60 FT ALG W SEC LINE TO PT OF BEG; TH S8936'31"E 856.79 FT; TH S014'05"W
Legal Range	13E
Legal Township	04N
Legal Section	11
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	1
Census Block	1030
Census Tract	216000

Owner

Source: Macomb County records · APN 21-05-11-100-002

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	66654 HARTWAY RD, RAY, MI 48096-2014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage CREDIT UNION ONE
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Oct 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage SIMPLE HOME LENDING LLC
Nov 07, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 01, 2018	Loan Modification, Mortgage LAKE MI CU
May 22, 2017	Trustee's Deed, Construction Loan · Construction Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2022 · Amount on Record
Deed Sale	Nov 07, 2022 · Amount on Record
Prior Sale	Nov 03, 2016 · Amount on Record
Deed Document Number	2022125166
Deed Book / Page	28890 / 804
Prior Transfer Date	Jul 16, 2013
Prior Transfer Doc	0000113302
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	66654 HARTWAY RD, RAY, MI 48096-2014
Transaction Type	Mortgage
Record Updated	Feb 09, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66654 HARTWAY RD, RAY, MI 48096-2014

Mortgage

Document Number	2400007423
Date	Jan 31, 2024
Book Page	29458/219
Instrument	202400007423

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	400 E 9 MILE RD, FERNDALE, MI 48220

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2039

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	66654 HARTWAY RD, RAY, MI 48096-2014
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66654 HARTWAY RD, RAY, MI 48096-2014

Mortgage

Document Number	2200091533
Date	Jul 27, 2022
Book Page	28734/734
Instrument	202200091533

Lender

Name	FIRST STATE BANK
Type	Bank
Address	SAINT CLAIR SHORES, MI 48080

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	66654 HARTWAY RD, RAY, MI 48096-2014
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48771 DUNN CT, MACOMB, MI 48044-2229

Mortgage

Document Number	2200120621
Date	Oct 24, 2022
Book Page	28871/598
Instrument	202200120621

Lender

Name	SIMPLE HOME LENDING LLC
Type	Non-Lending Institution
Address	MACOMB, MI 48044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 07, 2022
Property Address	66654 HARTWAY RD, RAY, MI 48096-2014
Document Number	2200125166
Book / Page	28890 / 804
Instrument Date	Oct 19, 2022
Instrument	202200125166
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66654 HARTWAY RD, RAY, MI 48096-2014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66654 HARTWAY RD, RAY, MI 48096-2014

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	66654 HARTWAY RD, RAY, MI 48096-2014
Document Number	0000016776
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 09, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	66654 HARTWAY RD RAY MI 480962014, RAY, MI 48096-2014

Mortgage

Document Number	0000016776
Date	Feb 07, 2020
Book Page	026503/000242
Instrument	16776

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 06, 2050

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MACOMB MI
Property Address	66654 HARTWAY RD, RAY, MI 48096-2014
Document Number	0000011252
Instrument Date	Oct 01, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	66654 HARTWAY RD RAY MI 480962014, RAY, MI 48096-2014

Mortgage

Document Number	0000011252
Date	Oct 05, 2018
Book Page	025615/000516
Instrument	11252

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 04, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MACOMB MI
Recording Date	May 22, 2017
Property Address	66654 HARTWAY RD, RAY, MI 48096-2014
Book / Page	024729 / 000674
Instrument Date	May 18, 2017
Instrument	66055
Transaction Type	Construction Loan
Record Updated	Jun 21, 2017
Title Company	ATA NATIONAL TITLE, ATA NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47386 FORTON ST CHESTERFIELD MI 480473401, CHESTERFIELD, MI 48047-3401

Mortgage

Document Number	0000066055
Date	May 22, 2017
Book Page	024729/000674
Instrument	66055

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,300 (+5.92%)	$758,600 (+5.92%)
2025	$10,068.00 (+7.02%) Homeowner's exemption	$358,100 (+22.6%)	$716,200 (+22.6%)
2024	$9,408.00 (+29.55%)
2023		$292,100	$584,200
2022	$7,262.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992160001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 17% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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