66653 Hartway Rd, Ray, MI 48096 Property Records

Macomb County property record for 66653 Hartway Rd, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,182 sqft · built 1969
Lot Size	5.94 acres (258,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jan 2018)
Tax Bill	$5,865 (2025)
Deeds & Mortgages	May 2021 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-10-200-028`

Property Details

APN / Parcel Number

Primary APN	`21-05-10-200-028`
Alternative APN	`0510200028`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,182 sqft Living Area
1st Floor Area	1,878 sqft
Basement Area	1,745 sqft
Unfinished Basement	1,745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	258,790 sqft (5.94 acres)
Garage Area	623 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	66653 HARTWAY RD
City	RAY
State	MI
Zip	48096-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T4N, R13E, SEC 10; COMM AT NE COR SEC 10; TH SOUTH 612.00 FT TO POB; TH SOUTH 410.15 FT; TH S88*44'30"W 628.43 FT; TH NORTH
Legal Range	13E
Legal Township	04N
Legal Section	01
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	1
Census Block	1029
Census Tract	216000

Owner

Source: Macomb County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	66653 HARTWAY RD, RAY, MI 48096-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jan 25, 2018	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Oct 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2018 · Amount on Record
Deed Sale	Jan 25, 2018 · Amount on Record
Deed Document Number	20188009622
Deed Book / Page	25184 / 561
Prior Transfer Date	Oct 2, 2017
Prior Transfer Doc	0000122611
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	66653 HARTWAY RD, RAY, MI 48096-2015
Transaction Type	Mortgage
Record Updated	Jul 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66653 HARTWAY RD, RAY, MI 48096-2015

Mortgage

Document Number	2102171936
Date	May 3, 2021
Book Page	27663/558
Instrument	202102171936

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 2, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	66653 HARTWAY RD, RAY, MI 48096-2015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66653 HARTWAY RD, RAY, MI 48096-2015

Mortgage

Document Number	0000122102
Date	Oct 8, 2020
Book Page	27056/263
Instrument	2122102

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 25, 2018
Property Address	66653 HARTWAY RD, RAY, MI 48096-2015
Document Number	0000009622
Book / Page	025184 / 000561
Instrument Date	Jan 12, 2018
Instrument	9622
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,752.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	66653 HARTWAY RD RAY MI 480962015, RAY, MI 48096-2015

Mortgage

Document Number	6826
Date	Jan 25, 2018
Book Page	025172/000547
Instrument	6826

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 13, 2017
Property Address	66653 HARTWAY RD, RAY, MI 48096-2015
Document Number	0000122613
Book / Page	024998 / 000132
Instrument Date	Oct 2, 2017
Instrument	122613
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	66653 HARTWAY RD RAY MI 480962015, RAY, MI 48096-2015

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 13, 2017
Property Address	66653 HARTWAY RD, RAY, MI 48096-2015
Document Number	0000122611
Book / Page	024998 / 000125
Instrument Date	Oct 2, 2017
Instrument	122611
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66653 HARTWAY RD RAY MI 480962015, RAY, MI 48096-2015

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,400 (+8.12%)	$452,800 (+8.12%)
2025	$5,865.00 (+2.89%) Homeowner's exemption	$209,400 (+3.87%)	$418,800 (+3.87%)
2024	$5,700.00 (+14.32%)
2023		$201,600	$403,200
2022	$4,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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