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  5. Never Blue Rd

666 Never Blue Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 666 Never Blue Rd, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,132 sqft · built 2022
Lot Size4.15 acres (180,774 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Jan 2022)
Tax Bill$3,961 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APN9586820304

Property Details

APN / Parcel Number

Primary APN9586820304
Alternative APN
  • 1018825

Interior

Full Baths3 Baths
Stories1 Story
Building Area3,132 sqft Heated Area
1st Floor Area1,932 sqft
Basement Area1,932 sqft
Finished Basement1,200 sqft
Unfinished Basement732 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialWood Siding
Lot Area180,774 sqft (4.15 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1018825
Street Address666 NEVER BLUE RD
CityFLAT ROCK
StateNC
Zip28731-1358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1018825~R3
Legal DescriptionRIVERWOOD TRAILS LO11 PL2005-5509
Legal SubdivisionRIVERWOOD TRAILS SUBDIVISION
Legal Block82
Legal Lot Number304
JurisdictionHENDERSON NC
Township / Civil DivisionGREEN RIVER
Census Block Group1
Census Block1050
Census Tract931401

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address666 NEVER BLUE RD, FLAT ROCK, NC 28731-1358
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
Jan 14, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2022 · Amount on File
Deed SaleJan 14, 2022 · Amount on File
Deed Document Number2022971588
Deed Book / Page3853 / 256
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address666 NEVER BLUE RD, FLAT ROCK, NC 28731-1358
Transaction TypeMortgage
Record UpdatedMar 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039030624
DateApr 25, 2022
Book Page3903/624
Instrument978437
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressBLAIRSVILLE, GA 30514
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term373 Months
DueMay 5, 2053
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateMay 1, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change8.62%
Index5-Year CMT
Max Rate8.62%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJan 14, 2022
Property Address666 NEVER BLUE RD, FLAT ROCK, NC 28731-1358
Document Number0038530256
Book / Page3853 / 256
Instrument DateJan 13, 2022
Instrument971588
Transaction TypeTransfer
Record UpdatedMar 18, 2024

Transaction

AmountAmount on Record
Tax$290.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 OAK RIDGE CIR, RICHMOND HILL, GA 31324-5380

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$706,100 (-) Land $145,900 Building $560,200
2025$3,961.00$706,100 (+138.23%) Land $145,900 Building $560,200
2023$296,400 Land $145,900 Building $150,500$706,100 Land $145,900 Building $560,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		25 / 3

May also be available: AT&T, Skyrunner, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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