235 Never Blue Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 235 Never Blue Rd, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 8,407 sqft · built 1995
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,075 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9586612333`

Property Details

APN / Parcel Number

Primary APN	`9586612333`
Alternative APN	`10000843`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	8,407 sqft Heated Area
1st Floor Area	5,384 sqft
Upper Floors Area	1,077 sqft
Basement Area	2,692 sqft
Finished Basement	1,346 sqft
Unfinished Basement	1,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	75,359 sqft (1.73 acres)
Garage Type	Carport
Garage Area	675 sqft
Carport	Carport
Carport Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10000843
Street Address	235 NEVER BLUE RD
City	FLAT ROCK
State	NC
Zip	28731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10000843~R
Legal Description	CAMP WAYFARER
Legal Subdivision	BLUE RIDGE
Legal Block	61
Legal Lot Number	2333
Jurisdiction	HENDERSON NC
Township / Civil Division	GREEN RIVER
Census Block Group	1
Census Block	1050
Census Tract	931401

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	400 RED BIRD SONG RD, FLAT ROCK, NC 28731
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 15, 2020	Deed of Trust, Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	235 NEVER BLUE RD, FLAT ROCK, NC 28731
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 NEVER BLUE RD, FLAT ROCK, NC 28731

Mortgage

Document Number	0039000619
Date	Apr 19, 2022
Book Page	3900/619
Instrument	978026

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	235 NEVER BLUE RD, FLAT ROCK, NC 28731
Document Number	0035610488
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 NEVER BLUE RD FLAT ROCK NC 28731, FLAT ROCK, NC 28731

Mortgage

Document Number	0035610488
Date	Sep 15, 2020
Book Page	003561/000488
Instrument	933524

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27603

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,082,900 (-) Land $47,300 Building $1,035,600
2025	$6,075.00
2023		$1,082,900 Land $47,300 Building $1,035,600	$1,082,900 Land $47,300 Building $1,035,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Skyrunner, Verizon.

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