6658 Liberty St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6658 Liberty St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,327 sqft · built 2005
Lot Size0.459 acres (19,994 sqft)
Owner2 Individual Names on Record
Last Sale$269,900 (Aug 2006)
Tax Bill$2,231 (2024)
Deeds & MortgagesJun 2023 Transfer
Nov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN18-2S-26-1920-05700-0050

Property Details

APN / Parcel Number

Primary APN18-2S-26-1920-05700-0050
Alternative APN
  • S262181920057000050

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,327 sqft Living Area
Gross Area3,267 sqft
1st Floor Area2,327 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area66 sqft
Patio Area434 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6658 LIBERTY ST
CityNAVARRE
StateFL
Zip32566-8219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description*ENHNCD LIFE EST* RESRVD IN: HOLLEY BY THE SEA LOT 5 BLK 57 AS DES IN OR 2641 PG 2096 & E-L/E RES IN OR 4409 PG 118
Legal Range26W
Legal Township2S
Legal Section18
Legal SubdivisionHOLLEY SEA/1ST AMD
Legal Block57
Legal Lot Number5
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2020
Census Tract10820

Owner

Source: Santa Rosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6658 LIBERTY ST, NAVARRE, FL 32566-8219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 6, 2018Deed of Trust, Mortgage · Line of Credit
PEN AIR FEDERAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2006 · Amount on Record
Deed SaleAug 23, 2006 · Amount on Record
Prior SaleJun 25, 2004 · Amount on Record
Deed Document Number200647738
Deed Book / Page2641 / 2096
Last Transfer DateJun 23, 2023
Transfer Doc0044090118
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateJun 26, 2023
Property Address6658 LIBERTY ST, NAVARRE, FL 32566-8219
Document Number0044090118
Book / Page4409 / 118
Map ReferenceMB 2641 PG 2096
Instrument DateJun 23, 2023
Instrument202328399
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6658 LIBERTY ST, NAVARRE, FL 32566-8219

Transferred To (Grantee/Buyer)

NameVerified Name
Address32566 AND 818 JAMES AVENUE, WACO, TX 76706-1473

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6658 LIBERTY ST, NAVARRE, FL 32566-8219
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037801042
DateNov 6, 2018
Book Page3780/1042
Instrument201847705
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 5, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$229,456 (+2.9%)$388,293 (+8.94%) Land $75,000 Building $313,293
2024$2,231.00 (+2.53%) Homeowner's exemption Disabled Person's exemption$222,989 (+3%)$356,430 (+5.24%) Land $75,000 Building $281,430
2023$2,176.00 (+2.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$216,494 (+3%)$338,669 (+7.46%) Land $65,000 Building $273,669
2022$2,114.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$210,188$315,154 Land $50,000 Building $265,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 215 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies215 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Liberty St

Nearby Streets

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