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6657 Liberty St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6657 Liberty St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,479 sqft · built 2009
Lot Size0.459 acres (19,994 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Oct 2021)
Tax Bill$2,584 (2024)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-2S-26-1920-05400-0220

Property Details

APN / Parcel Number

Primary APN18-2S-26-1920-05400-0220
Alternative APN
  • S262181920054000220

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,479 sqft Living Area
Gross Area2,240 sqft
1st Floor Area1,479 sqft
Utility Area9 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area24 sqft
Patio Area222 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6657 LIBERTY ST
CityNAVARRE
StateFL
Zip32566-8220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHOLLEY BY THE SEA LOT 22 BLK 54 AS DES IN OR 1593 PG 660 & IN OR 2564 PG 1689 & IN OR 3326 PG 1201 & IN OR 4189 PG 1330
Legal Range26W
Legal Township2S
Legal Section18
Legal SubdivisionHOLLEY SEA/1ST AMD
Legal Block54
Legal Lot Number22
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2034
Census Tract10820

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address6657 LIBERTY ST, NAVARRE, FL 32566-8220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2021 · Amount on Record
Deed SaleOct 6, 2021 · Amount on Record
Prior SaleFeb 26, 1997 · Amount on Record
Deed Document Number202166892
Deed Book / Page4189 / 1330
Prior Transfer DateApr 2, 2014
Prior Transfer Doc0033351527
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 6, 2021
Property Address6657 LIBERTY ST, NAVARRE, FL 32566-8220
Document Number0041891330
Book / Page4189 / 1330
Map ReferenceMB B PG 155
Instrument DateSep 28, 2021
Instrument202166892
Transaction TypeTransfer
Record UpdatedNov 8, 2021
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8747 NAVARRE PKWY UNIT 505, 8747, NAVARRE, FL 32566-4190

Transferred To (Grantee/Buyer)

NameVerified Name
Address6657 LIBERTY ST, NAVARRE, FL 32566-8220

Mortgage

Document Number41891332
DateOct 6, 2021
Instrument4189/1332
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$259,381 (+2.9%)$278,691 (+1.86%) Land $75,000 Building $203,691
2024$2,584.00 (+2.22%) Homeowner's exemption$252,071 (+3%)$273,609 (+4.7%) Land $75,000 Building $198,609
2023$2,528.00 (+2.68%) Homeowner's exemption$244,729 (+3%)$261,326 (+9.99%) Land $65,000 Building $196,326
2022$2,462.00 Homeowner's exemption$237,601$237,601 Land $50,000 Building $187,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 215 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies215 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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