Lake County property record for 6656 Middle Ridge Rd, Madison, OH 44057
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,520 sqft · built 1883 |
| Lot Size | 0.348 acres (15,146 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,630 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2022 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 02-A-014-0-00-012-0 |
| Primary APN | 02-A-014-0-00-012-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| Gross Area | 1,984 sqft |
| 1st Floor Area | 720 sqft |
| Basement Area | 632 sqft |
| Family Room | Family Room |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,146 sqft (0.348 acres) |
| Lot Depth | 227 ft Depth |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 176 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 6656 MIDDLE RIDGE RD |
|---|---|
| City | MADISON |
| State | OH |
| Zip | 44057-2904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 1 TRACT 3 |
| Legal Subdivision | MADISON TOWNSHIP 03 |
| Legal Tract | 3 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 206100 |
Source: Lake County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6656 MIDDLE RIDGE RD, MADISON, OH 44057-2904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Aug 25, 2022 | Transfer on Death Deed, Transfer |
| Aug 25, 2022 | Intrafamily Transfer, Transfer |
| Apr 20, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2015 |
| Deed Sale | Jul 28, 2015 |
| Prior Sale | Sep 4, 2007 · Amount on Record |
| Deed Document Number | 201519626 |
| Last Transfer Date | Jun 17, 2022 |
| Transfer Doc | 0000023691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 28, 2026 |
| Property Address | 6656 MIDDLE RIDGE RD, MADISON, OH 44057-2904 |
| Document Number | 0000019677 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202619677 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6656 MIDDLE RIDGE RD, MADISON, OH 44057-2904 |
| Document Number | 0000019677, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 202619677 |
| Name | NORTHWEST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 25, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 25, 2022 |
| Property Address | 6656 MIDDLE RIDGE RD, MADISON, OH 44057-2904 |
| Document Number | 0000023692 |
| Map Reference | DOC 2014R027081 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022R023692 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 25, 2022 |
| Property Address | 6656 MIDDLE RIDGE RD, MADISON, OH 44057-2904 |
| Document Number | 0000023691 |
| Map Reference | DOC 2014R027081 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022R023691 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6656 MIDDLE RIDGE RD, MADISON, OH 44057-2904 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 6656 MIDDLE RIDGE RD, MADISON, OH 44057-2904 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 6656 MIDDLE RIDGE RD, MADISON, OH 44057-2904 |
| Document Number | 0000011465 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 2022R011465 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Municipality | Madison Village |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,870 (-) Land $8,670 Building $46,200 | $156,760 (-) Land $24,760 Building $132,000 | |
| 2024 | $5,630.00 (+26.74%) Homeowner's exemption | $54,870 (+27.16%) Land $8,670 Building $46,200 | $156,760 (+27.14%) Land $24,760 Building $132,000 |
| 2023 | $4,442.00 (+78.97%) Homeowner's exemption | $43,150 (-) Land $7,220 Building $35,930 | |
| 2022 | $2,482.00 Homeowner's exemption | $43,150 Land $7,220 Building $35,930 | |
| 2021 | $123,300 Land $20,630 Building $102,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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