Lake County property record for 6642 Middle Ridge Rd, Madison, OH 44057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,416 sqft · built 1883 |
| Lot Size | 2.04 acres (89,124 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (May 2008) |
| Tax Bill | $5,223 (2023) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 02-A-014-0-00-013-0 |
| Primary APN | 02-A-014-0-00-013-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,416 sqft Living Area |
| Gross Area | 2,207 sqft |
| 1st Floor Area | 660 sqft |
| Basement Area | 756 sqft |
| Family Room | Family Room |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 89,124 sqft (2.04 acres) |
| Lot Depth | 138 ft Depth |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 245 sqft |
| Deck Area | 384 sqft |
| Patio Area | 720 sqft |
| Utility Building | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 6642 MIDDLE RIDGE RD |
|---|---|
| City | MADISON |
| State | OH |
| Zip | 44057-2904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 1 TRACT 3 |
| Legal Subdivision | ORIGINAL MADISON TOWNSHIP 03 |
| Legal Tract | 3 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 206100 |
Source: Lake County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6642 MIDDLE RIDGE RD, MADISON, OH 44057-2904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING |
| Jul 12, 2022 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Feb 23, 2018 | Loan Modification, Mortgage · Conventional with PMI SELENE FIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2008 · Amount on Record |
| Deed Sale | May 19, 2008 · Amount on Record |
| Prior Sale | Oct 23, 2006 · Amount on Record |
| Deed Document Number | 200814265 |
| Prior Transfer Date | Nov 14, 2002 |
| Prior Transfer Doc | 0000059506 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jun 3, 2026 |
| Property Address | 6642 MIDDLE RIDGE RD, MADISON, OH 44057-2904 |
| Document Number | 0000011883 |
| Instrument Date | May 23, 2026 |
| Instrument | 202611883 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 6642 MIDDLE RIDGE RD, MADISON, OH 44057-2904 |
| Document Number | 0000011883, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 202611883 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 6642 MIDDLE RIDGE RD, MADISON, OH 44057-2904 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000019395 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022R019395 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 6642 MIDDLE RIDGE RD, MADISON, OH 44057-2904 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000025606 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2021R025606 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 6642 MIDDLE RIDGE RD, MADISON, OH 44057-2904 |
| Document Number | 0000005306 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6642 MIDDLE RIDGE RD MADISON OH 440572904, MADISON, OH 44057-2904 |
| Document Number | 0000005306 |
|---|---|
| Date | Mar 6, 2018 |
| Instrument | 5306 |
| Name | SELENE FIN |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Municipality | Madison Village |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Veteran's exemption | $67,630 (+33.29%) Land $14,340 Building $53,290 | $193,230 (+33.29%) Land $40,960 Building $152,270 |
| 2023 | $5,223.00 (+167.98%) Homeowner's exemption Senior Citizen's exemption | $50,740 (-) Land $10,830 Building $39,910 | |
| 2022 | $1,949.00 Homeowner's exemption Senior Citizen's exemption | $50,740 Land $10,830 Building $39,910 | |
| 2021 | $144,970 Land $30,950 Building $114,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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