6655 Stevens Rd, Panama, NY 14767 Property Records

Chautauqua County and Harmony Town property record for 6655 Stevens Rd, Panama, NY 14767

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,484 sqft · built 1988
Lot Size	12 acres (522,720 sqft)
Owner	Individual Name on File
Last Sale	$97,000 (Sep 2024)
Tax Bill	$4,239 (2026)
Deeds & Mortgages	May 2018 Sale Sep 2017 Sale + 1 more
APN	`064889 398.00-2-31`

Property Details

APN / Parcel Number

Primary APN	`064889 398.00-2-31`
Alternative APNs	`48893980000002031000` `48200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	522,720 sqft (12 acres)
Garage Type	Detached
Porch	Slab
Porch Area	812 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	48200
Street Address	6655 STEVENS RD
City	PANAMA
State	NY
Zip	14767-9700
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	01 - NOT Z
Legal Description	OLD APN: 064889 5-1-3.2
Legal Block	2
Legal Lot Number	31.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	HARMONY
Census Block Group	2
Census Block	2009
Census Tract	36802

Owner

6655 Stevens Rd, a rural home, is owned by an individual who bought it in September 2024.

Source: Chautauqua County and Harmony Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6613 STEVENS RD, PANAMA, NY 14767-9700
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2018	Warranty Deed, Transfer
Sep 19, 2017	Warranty Deed, Transfer
Jul 29, 2011	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2024 · Amount on File
Deed Sale	Sep 27, 2024 · Amount on File
Prior Sale	May 18, 2018 · Amount on File
Deed Document Number	20245985
Prior Transfer Date	Sep 5, 2024
Prior Transfer Doc	0000005985
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	May 18, 2018
Property Address	6555 STEVENS RD, PANAMA, NY 14767-9700
Document Number	DE2018003320
Instrument Date	May 17, 2018
Instrument	DE2018003320
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6555 STEVENS RD, PANAMA, NY 14767-9700
Investor	Possibly a Property Investor

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Sep 19, 2017
Property Address	6655 STEVENS RD, PANAMA, NY 14767-9700
Document Number	DE2017006108
Instrument Date	Sep 12, 2017
Instrument	DE2017006108
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6555 STEVENS RD, PANAMA, NY 14767-9700
Investor	Possibly a Property Investor

July 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jul 29, 2011
Property Address	6655 STEVENS RD, PANAMA, NY 14767-9700
Document Number	0000002011/0000003717
Book / Page	0000002011 / 0000003717
Instrument Date	Jul 29, 2011
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6555 STEVENS RD, PANAMA, NY 14767-9700

Tax Assessment & Valuation

The 2026 property tax bill for 6655 Stevens Rd was $4,239, up 2.6% from the year before.

Source: Chautauqua County and Harmony Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Harmony Town
Unified School District	Panama Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,239.00 (+2.56%)
2025	$4,133.00	$130,000 Land $27,900 Building $102,100	$216,700 Land $46,507 Building $170,193
2023		$130,000 (-) Land $27,900 Building $102,100	$181,800 (+22.51%) Land $39,017 Building $142,783
2022		$130,000 Land $27,900 Building $102,100	$148,402 Land $31,849 Building $116,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 6655 Stevens Rd; there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (2014–2019)
Most Recent Claim	Jan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6655 Stevens Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Spectrum, T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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