6549 Stevens Rd, Panama, NY 14767 Property Records

Chautauqua County and Harmony Town property record for 6549 Stevens Rd, Panama, NY 14767

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 748 sqft · built 1955
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$28,000 (Apr 2022)
Tax Bill	$1,387 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2017 Sale
APN	`064889 398.00-2-27`

Property Details

APN / Parcel Number

Primary APN	`064889 398.00-2-27`
Alternative APNs	`48893980000002027000` `48200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	748 sqft Living Area
1st Floor Area	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	496 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	48200
Street Address	6549 STEVENS RD
City	PANAMA
State	NY
Zip	14767-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	OLD APN: 064889 5-1-8.2
Legal Block	2
Legal Lot Number	27.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	HARMONY
Census Block Group	2
Census Block	2009
Census Tract	36802

Owner

6549 Stevens Rd is owned by an individual who acquired it in December 2025.

Source: Chautauqua County and Harmony Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4479 W LAKE RD, MAYVILLE, NY 14757-9613
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2017	Deed of Trust, Mortgage M&T BANK NA
Sep 29, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	20222716
Last Transfer Date	Dec 23, 2025
Transfer Doc	0000001326
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	6549 STEVENS RD, PANAMA, NY 14767-9700
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2017004052
Date	Sep 29, 2017
Instrument	MT2017004052

Lender

Name	M&T BANK NA

Agreement

Amount	Amount on Record
Term	172 Months
Due	Jan 1, 2032

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Sep 29, 2017
Property Address	6549 STEVENS RD, PANAMA, NY 14767-9700
Document Number	DE2017006363
Instrument Date	Sep 25, 2017
Instrument	DE2017006363
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$158.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 LAKECREST AVE, LAKEWOOD, NY 14750-1909

Tax Assessment & Valuation

The 2026 property tax bill for 6549 Stevens Rd was $1,387, up 2.5% from the year before.

Source: Chautauqua County and Harmony Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Harmony Town
Unified School District	Panama Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,387.00 (+2.51%)
2025	$1,353.00	$42,550 Land $9,000 Building $33,550	$70,900 Land $14,996 Building $55,904
2023		$42,550 (-) Land $9,000 Building $33,550	$59,500 (+22.5%) Land $12,585 Building $46,915
2022		$42,550 Land $9,000 Building $33,550	$48,573 Land $10,274 Building $38,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 6549 Stevens Rd; there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (2014–2019)
Most Recent Claim	Jan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6549 Stevens Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stevens Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures