6652 Surf Crest St, Carlsbad, CA 92011 Property Records

San Diego County property record for 6652 Surf Crest St, Carlsbad, CA 92011

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,301 sqft · built 2018
Lot Size	0.222 acres (9,709 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,050,000 (Jun 2021)
Tax Bill	$23,979 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`215-043-24-00`

Property Details

APN / Parcel Number

Primary APN	`215-043-24-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	4,301 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	9,709 sqft (0.222 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	6652 SURF CREST ST
City	CARLSBAD
State	CA
Zip	92011-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 11 TR 016189
Legal Subdivision	CARLSBAD 14
Legal Tract	016189
Legal Block	1
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	22102

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6652 SURF CREST ST, CARLSBAD, CA 92011-2643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 4, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 29, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 7, 2018	Loan Modification, Mortgage WESTERN ALLIANCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	2021417668
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2026
Property Address	6652 SURF CREST ST, CARLSBAD, CA 92011-2643
Document Number	0000212240
Instrument Date	Jul 23, 2026
Instrument	2026212240
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6652 SURF CREST ST, CARLSBAD, CA 92011-2643
Investor	Possibly a Property Investor

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2021
Property Address	6652 SURF CREST ST, CARLSBAD, CA 92011-2643
Document Number	0000417668
Map Reference	MAP 16189
Instrument Date	May 21, 2021
Instrument	2021-0417668
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6652 SURF CREST ST, CARLSBAD, CA 92011-2643

Mortgage

Document Number	0000417669
Date	Jun 4, 2021
Instrument	2021-0417669

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6652 SURF CREST ST, CARLSBAD, CA 92011-2643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000492324
Date	Oct 29, 2019
Instrument	2019-0492324

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2018
Property Address	6652 SURF CREST ST, CARLSBAD, CA 92011-2643
Document Number	0000265722
Map Reference	MAP 16189
Instrument Date	Jun 6, 2018
Instrument	2018-0265722
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6652 SURF CREST ST, CARLSBAD, CA 92011-2643

Mortgage

Document Number	0000265723
Date	Jun 29, 2018
Instrument	2018-0265723

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2038

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2018
Property Address	6652 SURF CREST ST, CARLSBAD, CA 92011-2643
Instrument Date	May 30, 2018
Instrument	231517
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1200 N JEFFERSON ST #J ANAHEIM CA 928071629, J, ANAHEIM, CA 92807-1629

Mortgage

Document Number	0000231517
Date	Jun 7, 2018
Instrument	231517

Lender

Name	WESTERN ALLIANCE BK
Type	Bank
Address	12220 EL CAMINO REAL # 220, SAN DIEGO, CA 92130-2091

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,263,363 (+2%) Land $1,545,712 Building $717,651
2025	$23,979.00 (+4.06%)	$2,218,984 (+4.04%) Land $1,515,404 Building $703,580
2023	$23,044.00 (+1.57%)	$2,132,820 Land $1,456,560 Building $676,260
2022	$22,688.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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