6640 Surf Crest St, Carlsbad, CA 92011 Property Records

San Diego County property record for 6640 Surf Crest St, Carlsbad, CA 92011

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,006 sqft · built 2005
Lot Size	0.27 acres (11,747 sqft)
Owner	Company Name on Record
Last Sale	$909,000 (May 2012)
Tax Bill	$13,690 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`215-043-08-00`

Property Details

APN / Parcel Number

Primary APN	`215-043-08-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,006 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	11,747 sqft (0.27 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	6640 SURF CREST ST
City	CARLSBAD
State	CA
Zip	92011-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-Q
Legal Description	LOT 8 TR 014518
Legal Subdivision	CARLSBAD COURT
Legal Tract	014518
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	22102

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6640 SURF CREST ST, CARLSBAD, CA 92011-2643
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2012 · Amount on Record
Deed Sale	May 4, 2012 · Amount on Record
Prior Sale	Apr 26, 2005 · Amount on Record
Deed Document Number	2012264569
Last Transfer Date	Dec 28, 2020
Transfer Doc	0000843299
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6640 SURF CREST ST, CARLSBAD, CA 92011-2643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129952
Date	Apr 11, 2019
Instrument	2019-0129952

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2020
Property Address	6640 SURF CREST ST, CARLSBAD, CA 92011-2643
Document Number	0000843299
Map Reference	MAP 14518
Instrument Date	Dec 28, 2020
Instrument	2020-0843299
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6640 SURF CREST ST, CARLSBAD, CA 92011-2643

Mortgage

Document Number	0000843300
Date	Dec 29, 2020
Instrument	2020-0843300

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.6%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Month LIBOR
Max Rate	10.9%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,212,052 (+2%) Land $869,096 Building $342,956
2025	$13,690.00 (+3.81%) Homeowner's exemption	$1,188,287 (+4.04%) Land $852,055 Building $336,232
2023	$13,188.00 (+1.47%) Homeowner's exemption	$1,142,147 Land $818,970 Building $323,177
2022	$12,997.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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