6651 Pine Top Rd, Hurlock, MD 21643 Property Records

Dorchester County property record for 6651 Pine Top Rd, Hurlock, MD 21643

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,455 sqft · built 2013
Lot Size	8.53 acres (371,567 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,904 (2026)
Deeds & Mortgages	Dec 2025 Transfer Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-021861`

Property Details

APN / Parcel Number

Primary APN	`15-021861`
Alternative APN	`021861`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,455 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	371,567 sqft (8.53 acres)
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	246 sqft
Deck Area	260 sqft
Shed	1 Shed
Shed Area	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	021861
Street Address	6651 PINE TOP RD
City	HURLOCK
State	MD
Zip	21643-3267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 1 - 8.53 ACRES N OF PINE TOP ROAD
Legal Subdivision	CONTAINING 8
Legal Lot Number	1
Jurisdiction	DORCHESTER MD
Township / Civil Division	15, HURLOCK
Census Block Group	2
Census Block	2024
Census Tract	970200

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6651 PINE TOP RD, HURLOCK, MD 21643-3267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Intrafamily Transfer, Transfer
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit PROVIDENT STATE BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 1994
Deed Sale	Nov 22, 1994
Deed Document Number	1994951546
Deed Book / Page	313 / 340
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Dec 18, 2025
Property Address	6651 PINE TOP RD, HURLOCK, MD 21643-3267
Document Number	0019860306
Book / Page	1986 / 306
Instrument Date	Dec 3, 2025
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6651 PINE TOP RD, HURLOCK, MD 21643-3267

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	6651 PINE TOP RD, HURLOCK, MD 21643-3267
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6651 PINE TOP RD, HURLOCK, MD 21643-3267

Mortgage

Document Number	0018160154
Date	Jun 13, 2023
Book Page	1816/154

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	PRESTON, MD 21655

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,904.00 (+5.35%) Homeowner's exemption	$551,633 (+9.03%)	$597,300 (-) Land $60,200 Building $537,100
2025	$5,604.00 (+11.72%) Homeowner's exemption	$505,967 (+13.52%)	$597,300 (+29.76%) Land $60,200 Building $537,100
2023	$5,016.00 Homeowner's exemption	$445,700	$460,300 Land $60,200 Building $400,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bay Country Communications Cable	100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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