6645 Pine Top Rd, Hurlock, MD 21643 Property Records

Dorchester County property record for 6645 Pine Top Rd, Hurlock, MD 21643

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,488 sqft · built 1974
Lot Size15.4 acres (672,131 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Apr 1999)
Tax Bill$4,049 (2025)
Deeds & MortgagesMar 2022 Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN15-004533

Property Details

APN / Parcel Number

Primary APN15-004533
Alternative APN
  • 004533

Interior

Full Baths2 Baths
Stories1 Story
Building Area3,488 sqft Total Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area672,131 sqft (15.4 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area630 sqft
PorchSlab
Porch Area192 sqft
Deck Area258 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number004533
Street Address6645 PINE TOP RD
CityHURLOCK
StateMD
Zip21643-3267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Description15.43 ACRES NE/S PINE TOP RD
JurisdictionDORCHESTER MD
Township / Civil Division15, HURLOCK
Census Block Group2
Census Block2024
Census Tract970200

Owner

Source: Dorchester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6645 PINE TOP RD, HURLOCK, MD 21643-3267
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU OF MARYLAND INC
Apr 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 1999 · Amount on Record
Deed SaleApr 2, 1999 · Amount on Record
Deed Document Number1999935
Deed Book / Page399 / 461
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address6645 PINE TOP RD, HURLOCK, MD 21643-3267
Transaction TypeMortgage
Record UpdatedMar 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017270385
DateMar 23, 2022
Book Page1727/385
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressGLEN BURNIE, MD 21060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address6645 PINE TOP RD, HURLOCK, MD 21643-3267
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013960206
DateApr 25, 2017
Book Page1396/206
Instrument1396-206
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$384,267 (+20.74%)$410,500 (+23.72%) Land $70,600 Building $339,900
2025$4,049.00 (+12.5%) Homeowner's exemption
2023$3,599.00 Homeowner's exemption$318,267$331,800 Land $70,600 Building $261,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Bay Country Communications
Cable
100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pine Top Rd

Nearby Streets

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