6650 S 45th St E, Muskogee, OK 74403 Property Records

Muskogee County property record for 6650 S 45th St E, Muskogee, OK 74403

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,254 sqft · built 2001
Lot Size	9.75 acres (424,710 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Apr 2001)
Tax Bill	$4,485 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0000-28-14N-19E-3-168-27`

Property Details

APN / Parcel Number

Primary APN	`0000-28-14N-19E-3-168-27`
Alternative APNs	`0010016827` `510048594`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,254 sqft Living Area
1st Floor Area	2,254 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	424,710 sqft (9.75 acres)
Garage Type	Mixed
Garage Area	1,485 sqft
Porch	Slab
Porch Area	378 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	510048594
Street Address	6650 S 45TH ST E
City	MUSKOGEE
State	OK
Zip	74403-5351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T14N R19E S28 PART NW SW BEGINNING NW/C NW SW N882652E 870 S015131E 488 S882652W 870.28 N014930W 488 TO POINT OF BEGINNING
Legal Range	19E
Legal Township	14N
Legal Section	28
Jurisdiction	MUSKOGEE OK
Township / Civil Division	MUSKOGEE
Census Block Group	1
Census Block	1002
Census Tract	1302

Owner

6650 S 45th St E is owned and occupied by two individuals who bought it in April 2001.

Source: Muskogee County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6650 S 45TH ST E, MUSKOGEE, OK 74403-5351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Oct 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNICATION FCU
Apr 29, 2024	Warranty Deed, Transfer PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABSTRACT & TTL CO OF
Mar 17, 2022	Warranty Deed, Transfer · Conventional Mortgage ARMSTRONG BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2001 · Amount on File
Deed Sale	Apr 27, 2001 · Amount on File
Deed Book / Page	2829 / 193
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	6650 S 45TH ST E, MUSKOGEE, OK 74403-5351
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6650 S 45TH ST E, MUSKOGEE, OK 74403-5351

Mortgage

Document Number	0000000078
Date	Jan 4, 2022
Book Page	4780/432
Instrument	2022-000078

Lender

Name	BANCFIRST
Type	Bank
Address	MUSKOGEE, OK 74402

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Dec 15, 2022

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	6650 S 45TH ST E, MUSKOGEE, OK 74403-5351
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010626
Date	Oct 17, 2023
Book Page	4874/504
Instrument	2023-010626

Lender

Name	COMMUNICATION FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2038

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Apr 29, 2024
Property Address	6650 S 45TH ST E, MUSKOGEE, OK 74403-5351
Document Number	0000003953
Book / Page	4900 / 223
Instrument Date	Apr 25, 2024
Instrument	2024-003953
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABSTRACT & TTL CO OF

Transaction

Amount	Amount on Record
Tax	$555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6650 S 45TH ST E, MUSKOGEE, OK 74403-5351

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Mar 17, 2022
Property Address	6650 S 45TH ST E, MUSKOGEE, OK 74403-5351
Document Number	0000003484
Book / Page	4792 / 112
Instrument Date	Mar 10, 2022
Instrument	2022-003484
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	PIONEER ABSTRACT AND TITLE COMPANY/MU, PIONEER ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$496.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6650 S 45TH ST E, MUSKOGEE, OK 74403-5351

Mortgage

Document Number	0000003485
Date	Mar 17, 2022
Instrument	2022-003485

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 6650 S 45th St E was $4,485, up 29.2% from the year before.

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Muskogee County
Unified School District	Muskogee Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,699 (+25.3%) Land $5,981 Building $34,718	$370,000 Land $54,375 Building $315,625
2025	$4,485.00 (+29.21%)	$32,480 (-) Land $5,981 Building $26,499
2024	$3,471.00 (-5.78%)	$32,480 (-10.79%) Land $5,981 Building $26,499	$295,271 (-10.79%) Land $54,375 Building $240,896
2023	$3,684.00	$36,410 Land $1,877 Building $34,533	$331,000 Land $17,063 Building $313,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6650 S 45th St E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6650 S 45th St E is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 61% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKOGEE CO. RWD #5 serves 4,135 people · EPA ID OK3005107
Water Source	Purchased surface water from MUSKOGEE MUNICIPAL AUTHORITY
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ecoLink Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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