6646 S 45th St E, Muskogee, OK 74403 Property Records

Muskogee County property record for 6646 S 45th St E, Muskogee, OK 74403

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,946 sqft · built 2004
Lot Size	13.5 acres (591,545 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (May 2003)
Tax Bill	$3,133 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0000-28-14N-19E-2-168-09`

Property Details

APN / Parcel Number

Primary APN	`0000-28-14N-19E-2-168-09`
Alternative APNs	`0010016809` `510048172`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,946 sqft Living Area
Gross Area	1,473 sqft
1st Floor Area	1,473 sqft
2nd Floor Area	1,473 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	591,545 sqft (13.5 acres)
Lot Dimensions	1 ft deep x 8.6 ft wide
Garage Type	Mixed
Garage Area	2,940 sqft

Exterior Amenities

Porch	Porch
Porch Area	242 sqft
Patio Area	180 sqft
Utility Building	2,016 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	510048172
Street Address	6646 S 45TH ST E
City	MUSKOGEE
State	OK
Zip	74403-5351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T14N R19E S28 PART SW NW BEGINNING SW/C NW E872.67 N660 W872.67 S660 TO POINT OF BEGINNING
Legal Range	19E
Legal Township	14N
Legal Section	28
Jurisdiction	MUSKOGEE OK
Township / Civil Division	MUSKOGEE
Census Block Group	1
Census Block	1002
Census Tract	1302

Owner

Source: Muskogee County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6646 S 45TH ST E, MUSKOGEE, OK 74403-5351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTAR BANK NA
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTAR BANK NA
Feb 2, 2022	Transfer on Death Deed, Transfer
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2003 · Amount on Record
Deed Sale	May 13, 2003 · Amount on Record
Prior Sale	May 12, 2000 · Amount on Record
Deed Book / Page	3105 / 133
Last Transfer Date	Nov 21, 2025
Transfer Doc	0000012457
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	6646 S 45TH ST E, MUSKOGEE, OK 74403-5351
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013742
Date	Oct 28, 2021
Book Page	4769/384
Instrument	2021-013742

Lender

Name	FIRSTAR BANK NA
Type	Bank
Address	MUSKOGEE, OK 74401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	6646 S 45TH ST E, MUSKOGEE, OK 74403-5351
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016336
Date	Dec 16, 2021
Book Page	4777/883
Instrument	2021-016336

Lender

Name	FIRSTAR BANK NA
Type	Bank
Address	MUSKOGEE, OK 74401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Feb 2, 2022
Property Address	6646 S 45TH ST E, MUSKOGEE, OK 74403-5351
Document Number	0000001267
Book / Page	4784 / 785
Instrument Date	Oct 22, 2021
Instrument	2022-001267
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6646 S 45TH ST E, MUSKOGEE, OK 74403-5351

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	6646 S 45TH ST E, MUSKOGEE, OK 74403-5351
Document Number	0000004594
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6646 S 45TH ST E MUSKOGEE OK 744035351, MUSKOGEE, OK 74403-5351

Mortgage

Document Number	0000004594
Date	Apr 30, 2018
Book Page	004589/000739
Instrument	4594

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Muskogee County
Unified School District	Muskogee Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,314 (+6.09%) Land $2,992 Building $27,322	$275,587 (-33.49%) Land $27,201 Building $248,386
2025	$3,133.00 (+2.62%) Homeowner's exemption	$28,574 (-) Land $2,820 Building $25,754
2024	$3,053.00 (+12.82%) Homeowner's exemption	$28,574 (-) Land $2,820 Building $25,754	$414,373 (+1.55%) Land $63,950 Building $350,423
2023	$2,706.00 Homeowner's exemption	$28,574 Land $2,614 Building $25,960	$408,066 Land $23,765 Building $384,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 61% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKOGEE CO. RWD #5 serves 4,135 people · EPA ID OK3005107
Water Source	Purchased surface water from MUSKOGEE MUNICIPAL AUTHORITY
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ecoLink Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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