Bergen County and Ridgewood Village property record for 636 Terhune Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 4,297 sqft · built 1951 |
| Lot Size | 0.525 acres (22,869 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,355,000 (Sep 2005) |
| Tax Bill | $33,197 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04709-0000-00002 |
| Primary APN | 51-04709-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,297 sqft Living Area |
| 1st Floor Area | 4,297 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 22,869 sqft (0.525 acres) |
| Lot Dimensions | 160 ft deep x 145 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 636 TERHUNE RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .525 AC |
| Legal Subdivision | BROOKFIELDS |
| Legal Block | 4709 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 47100 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 636 TERHUNE RD, RIDGEWOOD, NJ 07450-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2005 · Amount on Record |
| Deed Sale | Sep 30, 2005 · Amount on Record |
| Prior Sale | Nov 22, 2004 · Amount on Record |
| Deed Book / Page | 8916 / 494 |
| Last Transfer Date | Jul 11, 2016 |
| Transfer Doc | 0023590025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 636 TERHUNE RD, RIDGEWOOD, NJ 07450-2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046290878 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 4629/878 |
| Instrument | 2022034487 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,148,700 (-) Land $318,300 Building $830,400 | $1,148,700 (-) Land $318,300 Building $830,400 | |
| 2025 | $33,197.00 (+0.73%) | $1,148,700 (-) Land $318,300 Building $830,400 | $1,148,700 (-) Land $318,300 Building $830,400 |
| 2024 | $32,956.00 (+4.98%) | ||
| 2023 | $1,148,700 Land $318,300 Building $830,400 | $1,148,700 Land $318,300 Building $830,400 | |
| 2022 | $31,393.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 80 (1980–2024) |
| Claims Outside the SFHA | 2 of 80 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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