665 Main St, Belford, NJ 07718 Property Records

Monmouth County and Middletown Township property record for 665 Main St, Belford, NJ 07718

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,372 sqft · built 1908
Lot Size27.7 acres (1,206,612 sqft)
Owner2 Individual Names on Record
Last Sale$97,000 (Dec 1996)
Tax Bill$8,059 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Apr 2019 Mortgage
Flood ZoneZone AE (high risk)
APN32-00306-0000-00165

Property Details

APN / Parcel Number

Primary APN32-00306-0000-00165
Alternative APNs
  • 320030600165
  • 631

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,372 sqft Living Area
1st Floor Area740 sqft
Upper Floors Area540 sqft

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area1,206,612 sqft
Lot Dimensions97 ft deep x 75 ft wide
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number631
Street Address665 MAIN ST
CityBELFORD
StateNJ
Zip07718-1613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal Block306
Legal Lot Number165
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group3
Census Block3014
Census Tract800500

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address665 MAIN ST, BELFORD, NJ 07718-1613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Apr 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 1996 · Amount on Record
Deed SaleDec 9, 1996 · Amount on Record
Deed Book / Page5555 / 405
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address665 MAIN ST, BELFORD, NJ 07718-1613
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0097659097
DateNov 17, 2025
Book Page9765/9097
Instrument2025091490
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address665 MAIN ST, BELFORD, NJ 07718-1613
Document Number0000037353
Instrument DateApr 13, 2019
Transaction TypeMortgage
Record UpdatedJun 11, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address665 MAIN ST BELFORD NJ 077181613, BELFORD, NJ 07718-1613

Mortgage

Document Number0000037353
DateMay 1, 2019
Book Page009345/009159
Instrument37353
Lender
NamePROVIDENT BK
TypeBank
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$510,400 (+2.22%) Land $285,100 Building $225,300$510,400 (+2.22%) Land $285,100 Building $225,300
2025$8,059.00 (+13.49%)$499,300 (+20.49%) Land $276,100 Building $223,200$499,300 (+20.49%) Land $276,100 Building $223,200
2024$7,101.00 (+8.81%)
2023$414,400 Land $201,700 Building $212,700$414,400 Land $201,700 Building $212,700
2022$6,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 197 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims257 (1983–2023)
Claims Outside the SFHA13 of 257
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 172 claims
  • Hurricane Irene, Aug 2011 · 42 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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