Monmouth County and Middletown Township property record for 640 Main St, Belford, NJ 07718
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,277 sqft · built 1909 |
| Lot Size | 0.385 acres (16,790 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,390 (2025) |
| Deeds & Mortgages | Mar 2020 Transfer Mar 2020 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 32-00281-0000-00017 |
| Primary APN | 32-00281-0000-00017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,277 sqft Living Area |
| 1st Floor Area | 1,186 sqft |
| Upper Floors Area | 948 sqft |
| Basement Area | 916 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 16,790 sqft (0.385 acres) |
| Lot Dimensions | 115 ft deep x 146 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 48 sqft |
| Sewer | Connected |
|---|
| Account Number | 8415 |
|---|---|
| Street Address | 640 MAIN ST |
| City | BRADLEY BEACH |
| State | NJ |
| Zip | 07720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Block | 281 |
| Legal Lot Number | 17 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 800500 |
640 Main St, a single family home, is owned by an individual.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 812 TILTON PL, MIDDLETOWN, NJ 07748-3714 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Mar 24, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 19, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 24, 2020 |
| Property Address | 640 MAIN ST, BELFORD, NJ 07718-1614 |
| Document Number | 0000031821 |
| Book / Page | 009403 / 008344 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 31821 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 812 TINTON PL MIDDLETOWN NJ 07748, MIDDLETOWN, NJ 07748 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 24, 2020 |
| Property Address | 640 MAIN ST, BELFORD, NJ 07718-1614 |
| Document Number | 0000031820 |
| Book / Page | 009403 / 008333 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 31820 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 812 TINTON PL MIDDLETOWN NJ 07748, MIDDLETOWN, NJ 07748 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 19, 2017 |
| Property Address | 640 MAIN ST, BELFORD, NJ 07718-1614 |
| Document Number | 0092365916 |
| Book / Page | 009236 / 005916 |
| Instrument Date | Jul 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2025 property tax bill for 640 Main St was $8,390, down 0.1% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $554,000 (+6.58%) Land $256,200 Building $297,800 | $554,000 (+6.58%) Land $256,200 Building $297,800 | |
| 2025 | $8,390.00 (-0.13%) | $519,800 Land $224,700 Building $295,100 | $519,800 Land $224,700 Building $295,100 |
| 2024 | $8,401.00 | ||
| 2023 | $461,200 Land $221,000 Building $240,200 | $461,200 Land $221,000 Building $240,200 | |
| 2022 | $6,997.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 197 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 257 (1983–2023) |
| Claims Outside the SFHA | 13 of 257 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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