665 Addison St, Elgin, IL 60120 Property Records

Kane County property record for 665 Addison St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,786 sqft · built 1932
Lot Size	0.185 acres (8,040 sqft)
Owner	Individual Name on Record
Tax Bill	$5,979 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-230-004`

Property Details

APN / Parcel Number

Primary APN	`06-13-230-004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,786 sqft Living Area
Gross Area	2,988 sqft
Basement Area	1,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Brick
Construction Type	Frame
Lot Area	8,040 sqft (0.185 acres)
Lot Dimensions	134 ft deep x 60 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	665 ADDISON ST
City	ELGIN
State	IL
Zip	60120-4460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKSIDE ADDN LOT 4 BLOCK 3
Legal Subdivision	PARKSIDE ADDN
Legal Block	3
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2006
Census Tract	851400

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	665 ADDISON ST, ELGIN, IL 60120-4460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026
Deed Sale	May 13, 2026
Prior Sale	May 23, 2025 · Amount on Record
Deed Document Number	202619629
Prior Transfer Date	May 5, 2026
Prior Transfer Doc	0000019629
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 13, 2026
Property Address	665 ADDISON ST, ELGIN, IL 60120-4460
Document Number	0000019629
Instrument Date	May 5, 2026
Instrument	202619629
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 ADDISON ST, ELGIN, IL 60120-4460

Mortgage

Document Number	0000019630,
Date	May 13, 2026
Instrument	202619630

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,979.00 (+5.36%)
2024	$5,675.00 (+7.99%)	$86,923 (+21.39%) Land $18,614 Building $68,309	$260,873 (+21.44%) Land $55,864 Building $205,009
2022	$5,255.00 (+5.29%) Homeowner's exemption	$71,604 (+6.96%) Land $15,333 Building $56,271	$214,812 (+6.96%) Land $45,999 Building $168,813
2021	$4,991.00 Homeowner's exemption	$66,944 Land $14,335 Building $52,609	$200,832 Land $43,005 Building $157,827

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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