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665 7th St NW, Richmond, MN 56368 Property Records

Stearns County property record for 665 7th St NW, Richmond, MN 56368

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,074 sqft · built 2002
Lot Size0.36 acres (15,660 sqft)
Owner2 Individual Names on File
Last Sale$147,000 (Jun 2014)
Tax Bill$3,258 (2026)
Deeds & MortgagesMay 2026 Mortgage
Apr 2026 Sale
Flood ZoneZone X (minimal risk)
APN74-41075-0152

Property Details

APN / Parcel Number

Primary APN74-41075-0152

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,074 sqft Living Area
Gross Area1,650 sqft
1st Floor Area960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleSplit Level
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,660 sqft (0.36 acres)
Lot Dimensions145 ft deep x 85 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address665 7TH ST NW
CityRICHMOND
StateMN
Zip56368-4527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 001 BLK 001 WOLF'S 7TH ADDITION SECTION 14 TOWNSHIP 123 RANGE 031 SECTION 14 TOWNSHIP 123 RANGE 031
Legal Range31W
Legal Township123
Legal Section14
Legal SubdivisionWOLFS 7TH ADDITION
Legal Block1
Legal Lot Number1
JurisdictionSTEARNS MN
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1022
Census Tract11102

Owner

665 7th St NW is owned and occupied by two individuals who acquired it in April 2026.

Source: Stearns County records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address665 7TH ST NW, RICHMOND, MN 56368-4527
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
CHAMPIONS FUNDING LLC
Apr 27, 2026Quit Claim Deed, Transfer
HOME TOWN TITLE LLC, HOME TOWN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2014 · Amount on File
Deed SaleJun 20, 2014 · Amount on File
Prior SaleApr 22, 2003 · Amount on File
Last Transfer DateApr 22, 2026
Transfer Doc0001712005
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEARNS MN
Recording DateMay 28, 2026
Property Address665 7TH ST NW, RICHMOND, MN 56368-4527
Document Number0001713856
Instrument DateMay 21, 2026
Instrument20261713856
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyICE MORTGAGE TECHNOLOGY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address665 7TH ST NW, RICHMOND, MN 56368-4527

Mortgage

Document Number0001713856,
DateMay 28, 2026
Instrument20261713856
Lender
NameCHAMPIONS FUNDING LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateApr 27, 2026
Property Address665 7TH ST NW, RICHMOND, MN 56368-4527
Document Number0001712005
Instrument DateApr 22, 2026
Instrument20261712005
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyHOME TOWN TITLE LLC, HOME TOWN TITLE

Transaction

AmountAmount on Record
Tax$166.65
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address665 7TH ST NW, RICHMOND, MN 56368-4527

Tax Assessment & Valuation

The 2026 property tax bill for 665 7th St NW was $3,258.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalityRichmond City
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,258.00
2025$273,400 Land $34,500 Building $238,900$273,400 Land $34,500 Building $238,900
2023$2,752.00$241,300 Land $33,700 Building $207,600$241,300 Land $33,700 Building $207,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 665 7th St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 665 7th St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRichmond
serves 1,506 people · EPA ID MN1730022
Water SourceGroundwater
Last State InspectionMar 2025
Lead85 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable		1,250 / 60
Arvig
Fiber		1,000 / 500
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130

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