561 7th St NW, Richmond, MN 56368 Property Records

Stearns County property record for 561 7th St NW, Richmond, MN 56368

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,038 sqft · built 2001
Lot Size	0.376 acres (16,400 sqft)
Owner	2 Individual Names on File
Last Sale	$323,000 (Jul 2026)
Tax Bill	$3,588 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-41075-0168`

Property Details

APN / Parcel Number

Primary APN	`74-41075-0168`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,038 sqft Living Area
Gross Area	1,614 sqft
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,400 sqft (0.376 acres)
Lot Dimensions	164 ft deep x 100 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	561 7TH ST NW
City	RICHMOND
State	MN
Zip	56368-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLK 002 WOLF'S 7TH ADDITION SECTION 14 TOWNSHIP 123 RANGE 031 SECTION 14 TOWNSHIP 123 RANGE 031
Legal Range	31W
Legal Township	123
Legal Section	14
Legal Subdivision	WOLFS 7TH ADDITION
Legal Block	2
Legal Lot Number	3
Jurisdiction	STEARNS MN
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1021
Census Tract	11102

Owner

561 7th St NW is owned and occupied by two individuals who bought it in July 2026.

Source: Stearns County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	561 7TH ST NW, RICHMOND, MN 56368-4537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	Mar 26, 2012 · Amount on File
Deed Document Number	20261718036
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 28, 2026
Property Address	561 7TH ST NW, RICHMOND, MN 56368-4537
Document Number	0001718036
Instrument Date	Jul 23, 2026
Instrument	20261718036
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107,655.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	561 7TH ST NW, RICHMOND, MN 56368-4537

Mortgage

Document Number	0001718036,
Date	Jul 28, 2026
Instrument	20261718036

Lender

Name	RESICENTRAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 561 7th St NW was $3,588.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Richmond City
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,588.00	$299,900 (+0.87%) Land $43,000 Building $256,900	$299,900 (+0.87%) Land $43,000 Building $256,900
2025		$297,300 Land $41,000 Building $256,300	$297,300 Land $41,000 Building $256,300
2023	$2,980.00	$263,000 Land $40,000 Building $223,000	$263,000 Land $40,000 Building $223,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 561 7th St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 561 7th St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Richmond serves 1,506 people · EPA ID MN1730022
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	85 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Arvig Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20