6649 Ski Ln, Milton, FL 32583 Property Records

Santa Rosa County property record for 6649 Ski Ln, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,175 sqft · built 2019
Lot Size	0.376 acres (16,379 sqft)
Owner	2 Individual Names on File
Last Sale	$537,000 (Aug 2026)
Tax Bill	$3,856 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-1N-28-4990-00000-0260`

Property Details

APN / Parcel Number

Primary APN	`27-1N-28-4990-00000-0260`
Alternative APN	`N281274990000000260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,175 sqft Living Area
Gross Area	3,939 sqft
1st Floor Area	2,175 sqft
Utility Area	384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	16,379 sqft (0.376 acres)
Garage Type	Attached
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	590 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6649 SKI LN
City	MILTON
State	FL
Zip	32583-9005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 26 SKI WATCH ESTATES AS DES IN OR 4128 PG 1270 & AS DES IN OR 4569 PG 1699
Legal Range	28W
Legal Township	1N
Legal Section	27
Legal Subdivision	SKI WATCH
Legal Lot Number	26
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	2
Census Block	2024
Census Tract	10709

Owner

6649 Ski Ln is owned by two individuals who bought it in August 2026.

Source: Santa Rosa County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6625 SKI LN, MILTON, FL 32583-9005
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Feb 11, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 10, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 4, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 3, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Prior Sale	Feb 1, 2017 · Amount on File
Deed Document Number	202642135
Deed Book / Page	4780 / 779
Prior Transfer Date	Oct 24, 2024
Prior Transfer Doc	0045691699
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 20, 2026
Property Address	6649 SKI LN, MILTON, FL 32583-9005
Document Number	0000042135
Book / Page	4780 / 779
Instrument Date	Aug 17, 2026
Instrument	202642135
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379,659.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6625 SKI LN, MILTON, FL 32583-9005

Mortgage

Document Number	0000042136,
Date	Aug 20, 2026
Instrument	202642136

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6649 SKI LN, MILTON, FL 32583-9005
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042450031
Date	Feb 11, 2022
Book Page	4245/31
Instrument	202208323

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 10, 2024
Property Address	6649 SKI LN, MILTON, FL 32583-9005
Document Number	0045691699
Book / Page	4569 / 1699
Map Reference	OR 4128 PG 1270
Instrument Date	Oct 24, 2024
Instrument	202455240
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6649 SKI LN, MILTON, FL 32583-9005

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6649 SKI LN, MILTON, FL 32583-9005

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 4, 2021
Property Address	6649 SKI LN, MILTON, FL 32583-9005
Document Number	0041281270
Book / Page	4128 / 1270
Map Reference	MB D PG 41
Instrument Date	May 21, 2021
Instrument	202137550
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	SETCO SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6649 SKI LN, MILTON, FL 32583-9005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6644 SKI LN, MILTON, FL 32583-9000

Mortgage

Document Number	0041281272
Date	Jun 4, 2021
Instrument	4128/1272

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 3, 2017
Property Address	6649 SKI LN, MILTON, FL 32583-9005
Document Number	0036031630
Book / Page	003603 / 001630
Instrument Date	Feb 18, 2017
Instrument	8389
Transaction Type	Transfer
Record Updated	Mar 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$420.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6648 SKI LN MILTON FL 325839000, MILTON, FL 32583-9000

Tax Assessment & Valuation

The 2025 property tax bill for 6649 Ski Ln was $3,856, up 4.4% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,856.00 (+4.36%)	$358,640 (+2.9%)	$363,135 (+4.19%) Land $67,000 Building $296,135
2024	$3,695.00 (-0.65%) Homeowner's exemption	$348,533 (+0.86%) Land $60,000 Building $288,533	$348,533 (+0.86%) Land $60,000 Building $288,533
2023	$3,719.00 (+1.2%) Homeowner's exemption	$345,563 (+2.05%) Land $60,000 Building $285,563	$345,563 (-1.5%) Land $60,000 Building $285,563
2022	$3,675.00 Homeowner's exemption	$338,614	$350,836 Land $65,000 Building $285,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6649 Ski Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	6 (2017–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6649 Ski Ln is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Ski Ln

Nearby Streets

All Milton, FL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures