6644 Ski Ln, Milton, FL 32583 Property Records

Santa Rosa County property record for 6644 Ski Ln, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,484 sqft · built 1986
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual on Record
Last Sale	$349,000 (Jul 2021)
Tax Bill	$2,495 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-1N-28-4990-00000-0100`

Property Details

APN / Parcel Number

Primary APN	`27-1N-28-4990-00000-0100`
Alternative APN	`N281274990000000100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	1,484 sqft
Utility Area	15 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	13,504 sqft (0.31 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	535 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	16 sqft
Deck Area	798 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6644 SKI LN
City	MILTON
State	FL
Zip	32583-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SKI WATCH ESTATES LOT 10 AS DES IN OR 4156 PG 1169
Legal Range	28W
Legal Township	1N
Legal Section	27
Legal Subdivision	SKI WATCH
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	2
Census Block	2024
Census Tract	10709

Owner

Source: Santa Rosa County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	6644 SKI LN, MILTON, FL 32583-9000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Sep 3, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Nov 8, 2004 · Amount on Record
Deed Document Number	202151452
Deed Book / Page	4156 / 1169
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 30, 2021
Property Address	6644 SKI LN, MILTON, FL 32583-9000
Document Number	0041561169
Book / Page	4156 / 1169
Map Reference	MB D PG 41
Instrument Date	Jul 26, 2021
Instrument	202151452
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,443.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6644 SKI LN, MILTON, FL 32583-9000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6669 SKI LN, MILTON, FL 32583-9005
Investor	Possibly a Property Investor

Mortgage

Document Number	0041561171
Date	Jul 30, 2021
Instrument	4156/1171

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6644 SKI LN, MILTON, FL 32583-9000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039991868
Date	Sep 3, 2020
Book Page	3999/1868
Instrument	202045734

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 27, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,495.00 (+4.52%) Homeowner's exemption	$245,278 (+2.9%)	$248,091 (+4.08%) Land $67,000 Building $181,091
2024	$2,387.00 (-0.95%) Homeowner's exemption	$238,365 (+0.52%) Land $60,000 Building $178,365	$238,365 (+0.52%) Land $60,000 Building $178,365
2023	$2,410.00 (-2.63%) Homeowner's exemption	$237,134 (-1.45%) Land $60,000 Building $177,134	$237,134 (-1.45%) Land $60,000 Building $177,134
2022	$2,475.00 Homeowner's exemption	$240,633	$240,633 Land $65,000 Building $175,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	6 (2017–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Ski Ln

Nearby Streets

All Milton, FL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures